10/12
Month salary spreading
403(b)
Plan administration included
Title I
Time-and-effort tracked
Sub Pool
ACA accumulator per sub
★★★★★

“VertiSource set up our 10-month teacher salary spreads, handled 403(b) universal availability testing, and caught two substitute teachers drifting toward ACA full-time status before the look-back closed.”

Business Manager, Charter School Network
Multi-campus education organization, 320 employees

$0M

Median annual Letter 226J exposure for a 500-employee K-12 district

0%

Title I 2 CFR 200.430 pass rate across 6 Utah + Mountain-West charter/ESA clients (zero findings, 3 monitoring cycles)

$0

Per-employee summer payrun cost on VSHR 10-month spread (vs $4.10 district-run). 50-teacher charter, modeled by our benefits desk

Your Education HR realities, paired with how our specialists handle each.

Teacher Recruitment vs. Public Schools

Close the benefits gap with the local district

We shop medical, dental, vision, and 401(k)/403(b) with employer match across all carriers for your school, closing the benefits gap with the local district that costs you teachers.

100% of medical, dental, vision, and 401(k)/403(b) enrollment administered, with carriers shopped each renewal for the competitive rates our carrier relationships earn. The national carriers the local district uses.

What you're exposed to Cost of replacing one certified teacher: $9K–$21K (Learning Policy Institute 2024). A 50-teacher district at 16% annual turnover: $168K/year.

Your specialist

Jena Glazier

Client Success · 6 yrs · Onboarding + Ramp

Talk to Jena
In practice "Your first 30 days with us. I run it. Personally. Every handoff, every onboarding, every question." Jena Glazier, Client Success Manager
DISTRICT-LEVEL

Multi-Category Staff Payroll

10-month and 12-month teacher salary spreading

Certificated teachers, per-diem subs, hourly aides, and admin staff each run on the right pay class from day one. No custom payroll configuration project required.

Every certificated teacher, per-diem sub, hourly aide, and admin runs on the right pay class from day one. 10-month and 12-month spreads native, zero custom configuration.

What you're exposed to FLSA exempt-nonexempt misclassification for certified vs. Classified staff = back wages × 2 + liquidated damages. District median recovery: $380K.

Your specialist

Dave Harris

Dave Harris · Accounting Lead · 50-state tax filing

Talk to Dave
In practice "I reconcile every payroll to the cent. If the numbers don't match, I find the reason before Monday." Dave Harris, Accounting Lead
10-MO NATIVE

ACA Compliance for Seasonal Staff

ACA tracking for aides and substitute teachers

Look-back measurement periods, stability periods, and FTE math run automatically across aides and subs. Flagging any variable-hour employee crossing the 30-hour line.

Zero employer-mandate penalties across our K-12 client base.

What you're exposed to IRS Letter 226J exposure on variable-hour substitutes: up to $2,970/employee/month. District median: $1.2M/year for a 500-employee K-12 district.

Your specialist

Jennifer C

Benefits Director · 12 yrs · 403(b) + ACA + §403(b)(12) universal availability

Talk to Jennifer
In practice "Tracking ACA eligibility for 40 substitute teachers across 12 schools was the compliance gap keeping me up at night. Jennifer's 226J tracker flagged two hours-of-service thresholds before the stability period closed. The letter we were dreading never shipped." L.W., Business Manager, 480-employee Utah charter school network
FTE TRACKED

Benefits Without Large District Scale

Large-group health plans on a 25-employee budget

Your 25-staff school gets the full carrier market shopped on its behalf for plan designs that are hard to pull together alone, with 403(b) administration included.

100% of medical, dental, and 403(b) enrollment administered, with carriers shopped on your behalf for competitive rates our carrier relationships earn. The national carriers, shopped for your group.

What you're exposed to Below-market benefits drive teacher attrition. District attrition cost: $9K–$21K per departure. On a 200-staff district at 18% turnover: $450K/year.

Your specialist

Jennifer C

Benefits Director · 12 yrs · 403(b) + ACA + §403(b)(12) universal availability

Talk to Jennifer
In practice "1 in 3 sponsored 403(b) plans fails §403(b)(12) universal availability testing for part-timers. Not on my clients. I schedule the quarterly notice to every PT staffer, track the deferral election window, and sign the test. You sign nothing." Jennifer C, Benefits Director · 403(b) specialist
PEO POOLED

Employment Documentation for Licensing

Audit-ready employee files for accreditation review

Background checks, credential verification, I-9s, and employment history live in one secure HRIS with role-based access. Accreditation evidence ready in minutes, not days.

Every background check, credential verification, I-9, and employment history held in one secure HRIS with role-based access. Retrievable in seconds for any accreditation or IDEA/Title I review.

What you're exposed to IDEA/Title I personnel file gaps trigger program audit findings + grant clawback. Median federal-funds recovery: $240K per audit cycle.

Your specialist

Jenifer V

HR Advisor · 8 yrs · Wage-Hour + Handbooks

Talk to Jenifer
In practice "I've written more handbooks than any auditor has read. I know what every state wants to see." Jenifer V, HR Advisor
AUDIT READY

K-12 Staff Categories

Paras, food service, transport, and custodial in one roster

Every K-12 staff category runs as its own pay class with correct cost center, USDA hours, CDL driver-qualification files, and per-state background-check cadence tracked automatically.

Every para, food-service worker, transport driver, and custodian held on one roster with correct cost center, USDA hours, CDL driver-qualification files, and per-state background-check cadence tracked automatically.

What you're exposed to FLSA collective actions for misclassified paraprofessionals/aides average $500K+ in settlement. Separate categories require separate tracking.

Your specialist

Jenifer V

HR Advisor · 8 yrs · Wage-Hour + Handbooks

Talk to Jenifer
In practice "Employee relations issues come to me first. Not a portal, not a ticket. My phone." Jenifer V, HR Advisor
UNIFIED ROSTER

Substitute Teacher Tracking

Substitute teacher pool with per-sub ACA accumulator

Every sub gets a roster record. Background check, I-9, per-diem rate, days worked, ACA hours, and recurring subs approaching full-time status get flagged before the look-back closes.

Every substitute tracked in the roster with background check, I-9, per-diem rate, days worked, and ACA hours accumulator. Recurring subs flagged before the look-back closes.

What you're exposed to IRS Letter 226J exposure on substitute teacher pools: $2,970/employee/month. Unmonitored sub pool = uncapped exposure.

Your specialist

Jennifer C

Benefits Director · 12 yrs · 403(b) + ACA + §403(b)(12) universal availability

Talk to Jennifer
In practice "I review every variable-hour employee's status every cycle. Not the system. Me." Jennifer C, Benefits Director
SUB POOL

Federal Grant Compliance

Title I, IDEA, and Perkins time-and-effort certifications

Federally funded staff are mapped to cost objectives with semi-annual or monthly certifications scheduled, signed, and stored. Ready when state monitoring asks for a year of evidence.

2 CFR 200.430 certifications complete and audit-ready every cycle.

What you're exposed to Title I/IDEA/Perkins time-and-effort documentation gaps are the #1 finding in federal district audits. Median clawback: $200K–$800K per funding cycle.

Your specialist

Dave Harris

Dave Harris · Accounting Lead · 50-state tax filing

Talk to Dave
In practice "6 Utah + Mountain-West schools on my book. Zero Title I findings across 3 monitoring cycles. The certifications exist before the monitor asks. That's the whole job." Dave Harris, Accounting Lead · Title I + 10-month spread
GRANT COMPLIANT
10-Month Spread
Teacher Salary Native
403(b) Ready
Nonprofit Plan Administration
Title I · IDEA
Time-and-Effort Tracking
Sub Pool Tracked
ACA Accumulator Per Sub
ZayZoon BUILT-IN BENEFIT · ZERO EMPLOYER COST

Payday, any day. For your aides, bus drivers, and lunch staff.

Your paraprofessionals, ESA tutors, lunch staff, and bus drivers are paid hourly and they live close to the line. ZayZoon gives them instant access to earned wages, integrated directly with your VSHR payroll. Zero cost to the school, zero liability, zero setup.

29%
avg turnover cut
more job applicants
0
setup required
$0
employer cost
Works for hourly support staff and ESA-paid tutors
Spanish-language app for ELL families on staff
Zero cost, zero risk, zero liability
Integrated directly with your VSHR payroll
Talk to a specialist about ZayZoon

Who we serve in education

From a private K-12 school competing for certified teachers to a charter network scaling across locations.

K-12 Institutions

Private K-12 Schools

Independent and faith-based K-12 schools competing for certified teachers against public school districts. We build the benefits package, payroll infrastructure, and HR documentation framework that closes the gap with district employment. At a price that works for your operating budget.

Nonprofit & Charter

Charter Schools & Educational Nonprofits

Charter schools and educational nonprofits with 403(b) retirement plan needs, grant-funded payroll complexity, and ACA compliance requirements. We handle the nonprofit-specific HR layer. Plan selection, FTE tracking, and compliance administration, so leadership can focus on the mission.

Tutoring & Enrichment

Tutoring Centers & Education Services

Tutoring companies, test prep centers, and enrichment programs with part-time instructors, per-session pay structures, and seasonal staffing fluctuations. We handle the payroll complexity, benefits for qualifying employees, and HR documentation that education services companies need to scale.

Charter School Business Manager Story

How a 480-employee Utah charter network cleared 3 Title I audits and closed the teacher benefits gap

The Situation

K-12 charter operator. 4 campuses along the Wasatch Front. 320 certificated teachers, 120 paraprofessionals + food service + CDL bus drivers, 40 recurring substitutes, 12 ESA-funded tutors on contract. Payroll in one system, 403(b) in another, I-9s in a binder. Title I time-and-effort done twice a year as a panic email blast. Substitute ACA accumulator did not exist. Three subs drifting toward FT. Teachers leaving for Jordan District citing benefits.

What We Deployed

One roster: certificated + classified + subs + ESA tutors + CDL drivers
10-month spread for teachers, 12-month for admin, summer payruns automatic
403(b) universal-availability notice scheduled quarterly to every PT staffer
2 CFR 200.430 semi-annual certifications scheduled + stored per cost objective
Medical + 403(b) match, carriers shopped against Jordan-district plans
Per-sub ACA hours accumulator with look-back flagging
Background-check cadence tracking per state mandate

"The 403(b) universal-availability test was the one that scared me. VSHR schedules the quarterly notice to every part-timer, tracks the deferral election window, and files the test results. I signed one certification in year two. That's it."

Full Education HR compliance landscape

Every regulation we handle on your behalf. Tap to expand.

Teacher Recruitment vs. Public Schools

Public school districts offer union-negotiated benefits, pension plans, and health insurance that private schools historically cannot match. Every year, teachers leave private schools for public employment citing the benefits gap as the primary reason.

How we solve this →

Multi-Category Staff Payroll

Salaried teachers on 10-month pay schedules, salaried administrators on 12-month pay, hourly instructional aides, per-diem substitute teachers, and part-time coaches. School payroll has more staff categories than almost any other small employer, and each requires different configuration.

How we solve this →

ACA Compliance for Seasonal Staff

Calculating ACA full-time equivalent employees when your workforce includes part-time aides, substitute teachers, and seasonal staff is notoriously complex. Schools near the 50-FTE threshold face mandatory coverage requirements that require careful measurement-period tracking to manage correctly.

How we solve this →

Benefits Without Large District Scale

A private school with 25 employees cannot access the same insurance rates as a public school district with 800 employees. Small-group health insurance plans are expensive and limited. Creating a benefits package that looks weak compared to district employment offers.

How we solve this →

Employment Documentation for Licensing

Private school staff may need background check documentation, credential verification, and employment records that satisfy accreditation bodies and state licensing requirements. Schools with informal HR practices often discover documentation gaps during accreditation reviews.

How we solve this →

Private school and education HR questions, answered

The most common questions we get from school administrators and education organization leaders.

Yes. Private schools, charter schools, tutoring centers, and educational nonprofits use PEOs to access quality teacher benefits, reduce HR administrative burden, and ensure compliance with education-specific employment requirements. The co-employment structure is compatible with private school governance structures including faith-based schools, nonprofit boards, and charter school authorizer requirements.

Educational organizations can offer either a 401(k) or a 403(b) plan depending on their organizational structure. Nonprofit schools may offer 403(b) plans, which have some differences in contribution rules and plan requirements compared to 401(k) plans. For-profit educational companies typically use 401(k) plans. We help schools select the right plan type for their structure and manage all ongoing plan administration including enrollment, deferrals, employer matching, and annual reporting.

Schools with 50 or more full-time equivalent employees must offer ACA-compliant health coverage to full-time teachers and staff. Tracking employee hours across salaried teachers, part-time instructional aides, and substitute teachers requires careful FTE calculation. Which we manage as part of our ACA compliance service. We handle measurement period tracking, stability period determinations, and coverage offer timing to keep your school in compliance.

Private school payroll often involves salaried teachers on 10-month or 12-month pay arrangements, hourly aides, per-diem substitutes, and administrative staff on annual salaries. We configure the payroll system to handle each classification correctly, including 10-month salary spreading for academic-year teachers, substitute teacher per diem calculations, and accurate overtime tracking for hourly staff. Every staff type runs on the same platform.

Yes, and teacher recruitment is increasingly competitive for private schools without public school union benefits. Through our PEO, we shop medical, dental, and retirement plans across the full carrier market for private schools, significantly closing the benefits gap with public school districts. Many of our school clients report that the benefits improvement was their most impactful teacher retention tool. More effective than salary increases alone at retaining staff who had previously cited benefits as the reason for leaving.

Schools drawing federal funding under Title I (Part A), IDEA, or Perkins must comply with the Uniform Guidance time-and-effort documentation rules at 2 CFR 200.430. Semi-annual certifications for staff working on a single cost objective and monthly personnel activity reports for staff splitting time across multiple objectives. We configure each grant-funded role against its cost objective inside our HR cloud, schedule the certifications on the right cadence, and store signed records so a state monitoring visit retrieves a year of documentation in minutes rather than reconstructing it from email under pressure.

Every substitute is tracked as a roster record inside our HR cloud. Background check status, I-9 verification, per-diem rate, year-to-date days worked, and an ACA hours accumulator that rolls up automatically. A recurring sub who starts to look like a variable-hour full-time employee under the ACA look-back measurement method is flagged before the look-back window closes, not three months after.

Yes. Our payroll engine handles every K-12 staff category in one roster: certificated teachers (10- or 12-month spread), classified instructional aides and paras supporting IDEA-eligible students, food service staff under USDA child nutrition program rules, transportation staff (CDL-endorsed bus drivers with required driver-qualification file maintenance, monitors, and bus aides), custodial and maintenance, and after-school program staff on a separate cost center.

50-State Coverage

Compliance rules for your state, at a glance.

Click any state to see minimum wage, paid leave, pay transparency laws, and upcoming deadlines.

Open state compliance map →

Talk to Jennifer about your 403(b). Talk to Dave about your summer payruns.

Whether you run a Utah charter network, a private K-12 school, an ESA tutoring provider, or an educational nonprofit, we will show you exactly how your benefits director handles 403(b) universal availability, your payroll lead runs 10-month/12-month teacher payroll + summer payruns, and Jenifer V writes the substitute classification + coaching-stipend FLSA memo. One conversation with the team that actually runs education accounts here. 6 Utah + Mountain-West schools on the book right now.

Talk to Jennifer about your 403(b) → 855-565-8747