/* benefits-page.css — Phase 4 extraction 2026-04-17. */

/* §1 */
/* ── SKIP LINK ─────────────────────────────────────── */
    .skip-link {
      position: absolute; top: -100%; left: 16px; z-index: 9999;
      background: #07192E; color: #fff;
      padding: 12px 24px; border-radius: 0 0 8px 8px;
      font-family: "Inter", system-ui, sans-serif; font-size: 14px; font-weight: 600;
      text-decoration: none; transition: top .15s;
    }
    .skip-link:focus { top: 0; }

    /* -- SCREEN READER ONLY --------------------------------------- */
    .sr-only {
      position: absolute; width: 1px; height: 1px;
      padding: 0; margin: -1px; overflow: hidden;
      clip: rect(0,0,0,0); white-space: nowrap; border: 0;
    }

    /* ── RESET ─────────────────────────────────────────── */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    :focus-visible { outline: 2px solid #1779B8; outline-offset: 3px; border-radius: 6px; }
    /* ── PRO MAX: INTERACTIVE ELEMENTS ──────────────────── */
    a, button, [role="button"], [onclick], .btn-hero-primary, .btn-primary, .btn-orange, .btn-nav-primary, .callback-trigger { cursor: pointer; }
    a, button, [role="button"] { transition: all 0.2s ease; }
    /* ── PRO MAX: LOADING STATE ─────────────────────────── */
    .btn-loading { position: relative; pointer-events: none; opacity: 0.8; }
    .btn-loading::after {
      content: ''; position: absolute; right: 16px; top: 50%; transform: translateY(-50%);
      width: 18px; height: 18px; border: 2px solid transparent;
      border-top-color: #fff; border-radius: 50%;
      animation: btnSpin 0.6s linear infinite;
    }
    @keyframes btnSpin { to { transform: translateY(-50%) rotate(360deg); } }
    /* ── PRO MAX: TOUCH TARGETS ────────────────────────── */
    .mob-sticky-cta a, .mob-sticky-cta button, .callback-trigger { min-height: 44px; }
    /* ── FAQ ACCORDION ────────────────────────────────── */
    .svc-faq { padding: 80px 32px; background: var(--white); }
    .svc-faq .sec-head { margin-bottom: 48px; text-align: center; }
    .svc-faq .sec-head h2 { font-family: var(--font-h); font-size: clamp(24px,3.2vw,36px); font-weight: 800; color: var(--navy); margin-bottom: 12px; }
    .svc-faq .sec-head p { font-family: var(--font-b); font-size: 16px; color: var(--muted); max-width: 600px; margin: 0 auto; }
    .faq-list { max-width: 760px; margin: 0 auto; }
    .faq-item { border: 1px solid var(--border); border-radius: 12px; margin-bottom: 10px; overflow: hidden; transition: box-shadow .2s; }
    .faq-item.open { box-shadow: 0 2px 12px rgba(7,25,46,.06); }
    .faq-item.open .faq-chevron { transform: rotate(180deg); }
    .faq-q { width: 100%; background: none; border: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 18px 24px; text-align: left; transition: background .15s; }
    .faq-q:hover { background: var(--off); }
    .faq-q span { font-family: var(--font-b); font-size: 15px; font-weight: 600; color: var(--navy); line-height: 1.4; padding-right: 16px; }
    .faq-chevron { width: 18px; height: 18px; stroke: var(--muted); fill: none; stroke-width: 2; flex-shrink: 0; transition: transform .2s; }
    .faq-a { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
    .faq-item.open .faq-a { max-height: 400px; }
    .faq-a p { padding: 0 24px 20px; font-family: var(--font-b); font-size: 14.5px; color: var(--muted); line-height: 1.7; }

    /* ── RELATED SERVICES (CROSS-SELL) ─────────────────── */
    .sec-cross { background: var(--off); padding: 80px 32px; }
    .sec-cross .wrap { max-width: 1000px; margin: 0 auto; }
    .sec-cross .sec-label{
      font-family: var(--font-b); font-size: 11px; font-weight: 700;
      letter-spacing: 1.5px; text-transform: uppercase; color: var(--blue-dark);
      margin-bottom: 10px; text-align: center;
    }
    .sec-cross .sec-h2 {
      font-family: var(--font-h); font-size: clamp(24px, 3.2vw, 36px);
      font-weight: 800; color: var(--navy); text-align: center; margin-bottom: 40px;
    }
    .cross-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
    .cross-card {
      background: var(--white); border: 1px solid var(--border);
      border-radius: 16px; padding: 28px 24px;
      text-decoration: none; display: block;
      position: relative; overflow: hidden;
      transition: all .3s cubic-bezier(.22,1,.36,1);
    }
    .cross-card::before {
      content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
      border-radius: 16px 16px 0 0;
      background: linear-gradient(90deg, var(--blue), var(--blue-dark));
      transition: height .3s cubic-bezier(.22,1,.36,1);
    }
    .cross-card:nth-child(2)::before { background: linear-gradient(90deg, var(--orange), #EA580C); }
    .cross-card:nth-child(3)::before { background: linear-gradient(90deg, #38B2AC, var(--blue)); }
    .cross-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 12px 40px rgba(7,25,46,.10), 0 4px 12px rgba(7,25,46,.06);
      border-color: transparent;
    }
    .cross-card:hover::before { height: 4px; }
    .cross-card-icon {
      width: 44px; height: 44px; border-radius: 12px;
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 16px; background: rgba(41,171,226,.08);
    }
    .cross-card:nth-child(2) .cross-card-icon { background: rgba(249,115,22,.08); }
    .cross-card:nth-child(3) .cross-card-icon { background: rgba(56,178,172,.08); }
    .cross-card-icon svg { width: 22px; height: 22px; stroke: var(--blue); fill: none; stroke-width: 2; }
    .cross-card:nth-child(2) .cross-card-icon svg { stroke: var(--orange); }
    .cross-card:nth-child(3) .cross-card-icon svg { stroke: #38B2AC; }
    .cross-card h3 {
      font-family: var(--font-h); font-size: 17px; font-weight: 700;
      color: var(--navy); margin-bottom: 8px;
    }
    .cross-card p {
      font-family: var(--font-b); font-size: 14px; color: var(--muted);
      line-height: 1.65; margin-bottom: 14px;
    }
    .cross-link {
      font-family: var(--font-b); font-size: 13px; font-weight: 600;
      color: var(--blue); display: inline-flex; align-items: center; gap: 4px;
      transition: gap .2s;
    }
    .cross-card:hover .cross-link { color: var(--blue-dark); gap: 8px; }
    @media (max-width: 900px) {
      .cross-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }
    }

    @media (max-width: 1024px) {
      button, [role="button"], .btn-hero-primary, .btn-primary, .btn-orange, .btn-nav-primary, .iq-submit, .assess-submit, .callback-submit, .cb-submit, .submit-btn { min-height: 44px; padding-top: 12px; padding-bottom: 12px; }
      input, select, textarea { min-height: 44px; }
    }
    @media (prefers-reduced-motion: reduce) {
      *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
      }
      .reveal { opacity: 1 !important; transform: none !important; }
      .carrier-logos-track { animation: none !important; }
      .glass {
        backdrop-filter: none !important;
        -webkit-backdrop-filter: none !important;
        background: rgba(255, 255, 255, .92) !important;
      }
    }

    /* ── PAGE-UNIQUE TOKENS ─────────────────────────────── */
    /* Removed redundant tokens already defined in site.css (verified 2026-05-05). */
    :root {
      --glow-blue:  0 0 0 1px rgba(41,171,226,.18), 0 8px 32px rgba(41,171,226,.14);
      --glow-orange: 0 0 0 1px rgba(249,115,22,.12), 0 8px 24px rgba(249,115,22,.20);
      --glass-shadow:
        0 0 0 0.5px rgba(255,255,255,.6),
        0 0 0 1px rgba(0,0,0,.02),
        0 1px 2px rgba(7,25,46,.03),
        0 4px 12px rgba(7,25,46,.04),
        0 16px 48px rgba(7,25,46,.07),
        0 32px 80px rgba(7,25,46,.04);
      --glass-shadow-hover:
        0 0 0 0.5px rgba(255,255,255,.8),
        0 0 0 1px rgba(41,171,226,.08),
        0 2px 4px rgba(7,25,46,.04),
        0 8px 24px rgba(7,25,46,.06),
        0 24px 64px rgba(7,25,46,.10),
        0 40px 96px rgba(7,25,46,.05);
      --mini-shadow:
        0 0 0 0.5px rgba(255,255,255,.7),
        0 0 0 1px rgba(0,0,0,.02),
        0 2px 8px rgba(7,25,46,.05),
        0 12px 36px rgba(7,25,46,.07);
    }

    /* ── CLIENT PROOF BAR ───────────────────────────────── */
    .client-proof-bar {
      padding: 32px 0;
      background: var(--off, #F4F8FC);
      border-bottom: 1px solid rgba(226,236,244,.5);
    }
    .client-proof-inner {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 32px;
      display: flex;
      align-items: center;
      gap: 40px;
      flex-wrap: wrap;
      justify-content: center;
    }
    .client-proof-label{
      font-family: var(--font-b);
      font-size: 12px;
      font-weight: 600;
      text-transform: uppercase;
      letter-spacing: 0.08em;
      color: var(--muted);
      white-space: nowrap;
    }
    .client-proof-logos {
      display: flex;
      align-items: center;
      gap: 32px;
      flex-wrap: wrap;
    }
    .client-proof-logos img {
      height: 28px;
      opacity: 0.5;
      filter: grayscale(100%);
      transition: opacity 0.3s, filter 0.3s;
    }
    .client-proof-logos img:hover {
      opacity: 1;
      filter: grayscale(0%);
    }

    /* ── INLINE QUOTE FORM ─────────────────────────────── */
    .inline-quote-form { max-width: 600px; margin: 32px auto 0; }
    .iq-form { display: flex; gap: 12px; flex-wrap: wrap; }
    .iq-input {
      flex: 1; min-width: 150px; padding: 14px 18px;
      border: 1.5px solid rgba(255,255,255,.2);
      border-radius: 12px; background: rgba(255,255,255,.08);
      color: #fff; font-size: 15px; font-family: var(--font-b);
    }
    .iq-input::placeholder { color: rgba(255,255,255,.76); }
    .iq-input:focus {
      border-color: var(--blue);
      box-shadow: 0 0 0 3px rgba(41,171,226,.2);
      outline: none;
    }
    .iq-submit {
      padding: 14px 28px; border: none; border-radius: 12px;
      background: var(--orange); color: #fff;
      font-family: var(--font-h); font-size: 15px; font-weight: 700;
      cursor: pointer; box-shadow: 0 4px 14px rgba(249,115,22,.25);
      transition: transform 0.15s, box-shadow 0.15s;
    }
    .iq-submit:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(249,115,22,.35); }
    .iq-note { font-size: 13px; color: rgba(255,255,255,.6); margin-top: 12px; text-align: center; }

    /* ── BASE ───────────────────────────────────────────── */
    html { scroll-behavior: smooth; font-size: 16px; }
    body { font-family: var(--font-b); background: var(--white); color: var(--text); -webkit-font-smoothing: antialiased; line-height: 1.6; }
    a { text-decoration: none; }

    /* ── HEADER ─────────────────────────────────────────── */
    header {
      position: sticky; top: 0; z-index: 300;
      background: linear-gradient(180deg, rgba(255,255,255,.96) 0%, rgba(255,255,255,.88) 100%);
      backdrop-filter: blur(28px) saturate(1.8) brightness(1.02);
      -webkit-backdrop-filter: blur(28px) saturate(1.8) brightness(1.02);
      border-bottom: 1px solid rgba(226,236,244,.5);
      box-shadow: 0 1px 0 rgba(226,236,244,.5), 0 0 0 0.5px rgba(255,255,255,.8), 0 2px 12px rgba(7,25,46,.04), 0 4px 24px rgba(7,25,46,.03), 0 8px 32px rgba(7,25,46,.04);
      overflow: visible;
    }
    header::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 1px;
      background: rgba(255,255,255,.95);
      pointer-events: none;
      z-index: 1;
    }
    header::after {
      content: '';
      position: absolute;
      bottom: -8px; left: 0; right: 0;
      height: 8px;
      background: linear-gradient(180deg, rgba(7,25,46,.04) 0%, transparent 100%);
      pointer-events: none;
      z-index: -1;
    }
/* NAV CSS extracted to assets/site.css — see _scripts/extract_nav_css.py */

    /* ── GRADIENT SECTION DIVIDER ──────────────────────── */
    .sec-divider {
      height: 1px;
      background: linear-gradient(90deg, transparent 0%, var(--border) 15%, var(--border) 85%, transparent 100%);
      margin: 0 auto;
      max-width: 1200px;
    }

    /* ── HERO — matches real-estate .ind-hero-bg pattern ── */
    .ben-hero {
      background: var(--navy);
      position: relative;
      overflow: hidden;
      padding: 72px 32px 64px;
    }
    /* Ken Burns hero background image — foreground, readable.
       premium.css [class*="hero-"] forces position:relative, so we override
       with !important + compound selector to beat specificity + cascade. */
    .ben-hero .ben-hero-bg-img,
    body.premium .ben-hero-bg-img {
      position: absolute !important;
      inset: 0 !important;
      background: image-set(url('/generated-images/hero-insurance.avif') type('image/avif'), url('/generated-images/hero-insurance.webp') type('image/webp'), url('/generated-images/hero-insurance.jpeg') type('image/jpeg')) center center / cover no-repeat !important;
      animation: kenBurns 20s ease-in-out infinite alternate;
      will-change: transform;
      z-index: 0 !important;
      opacity: 1 !important;
      display: block !important;
    }
    /* Scrim overlay — EXACT .ind-hero-bg::after real-estate values */
    .ben-hero-bg-img::after {
      content: '';
      position: absolute; inset: 0;
      background:
        linear-gradient(90deg, rgba(7,25,46,.82) 0%, rgba(7,25,46,.42) 55%, rgba(7,25,46,.15) 100%),
        linear-gradient(180deg, rgba(7,25,46,0) 0%, rgba(7,25,46,.30) 80%);
      pointer-events: none;
    }
    /* Subtle dot-grid, low opacity so image shows through */
    .ben-hero::before {
      content: '';
      position: absolute;
      inset: 0;
      background-image: radial-gradient(rgba(255,255,255,.04) 1px, transparent 1px);
      background-size: 20px 20px;
      z-index: 1;
      pointer-events: none;
    }
    /* Hero H1 accent rule + jewel dot \u2014 mirrors real-estate .ind-hero-text h1 pattern */
    .ben-hero h1 { position: relative; }
    .ben-hero h1::after {
      content: ''; display: block;
      width: 120px; height: 2px; margin-top: 24px;
      background: linear-gradient(90deg,
        rgba(2,166,220,1) 0%,
        rgba(2,166,220,.55) 8%,
        rgba(51,54,142,.35) 50%,
        rgba(231,23,135,.15) 100%);
      border-radius: 2px;
      box-shadow: 0 0 12px rgba(2,166,220,.35);
    }
    .ben-hero h1::before {
      content: ''; position: absolute;
      left: 0; bottom: -13px;
      width: 5px; height: 5px;
      border-radius: 50%;
      background: #02A6DC;
      box-shadow: 0 0 10px rgba(2,166,220,.7);
      z-index: 3;
    }
    /* Bottom experience badges row */
    { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 28px; }
    .ben-hero-badge{
      display: inline-flex; align-items: center; gap: 8px;
      font-family: var(--font-b); font-size: 12px; font-weight: 600;
      color: rgba(255,255,255,.72);
      background: rgba(255,255,255,.04);
      border: 1px solid rgba(255,255,255,.08);
      padding: 7px 13px;
      border-radius: 100px;
      transition: color .2s, border-color .2s;
    }
    .ben-hero-badge svg{ width: 14px; height: 14px; stroke: var(--blue, #29ABE2); fill: none; stroke-width: 2; }
    .ben-hero-badge:hover { color: #fff; border-color: rgba(41,171,226,.22); }
    /* Secondary veil kept minimal — primary scrim lives on .ben-hero-bg-img::after */
    .ben-hero-veil { display: none; }
    /* Hero data panel \u2014 Linear/Vercel minimalism. Solid dark, hairline dividers, no glass chrome. */
    .ben-hero-panel {
      position: relative;
      background: #0B1A30;
      border: 1px solid rgba(255,255,255,.08);
      border-radius: 14px;
      padding: 0;
      box-shadow:
        0 1px 0 rgba(255,255,255,.03) inset,
        0 30px 80px -30px rgba(0,0,0,.60);
      max-width: 440px;
      margin-left: auto;
      overflow: hidden;
    }
    .ben-hero-panel-head {
      display: flex; align-items: center; justify-content: space-between;
      padding: 20px 24px 18px;
      border-bottom: 1px solid rgba(255,255,255,.06);
      background: transparent;
    }
    .ben-hero-panel-title {
      font-family: var(--font-h); font-size: 14px; font-weight: 700;
      color: #fff; letter-spacing: -.008em; margin: 0;
      display: inline-flex; align-items: center; gap: 9px;
    }
    .ben-hero-panel-title::before {
      content: ''; width: 7px; height: 7px; border-radius: 50%;
      background: #10B981;
      flex-shrink: 0;
      box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.55);
      animation: ben-live-pulse 2.2s cubic-bezier(.4, 0, .6, 1) infinite;
    }
    @keyframes ben-live-pulse {
      0%, 100% { box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.55); }
      50%      { box-shadow: 0 0 0 7px rgba(16, 185, 129, 0); }
    }
    .ben-hero-panel-subtitle {
      position: relative;
      font-family: var(--font-b); font-size: 10.5px; font-weight: 600;
      color: rgba(255,255,255,.38); letter-spacing: .14em; text-transform: uppercase;
      background: linear-gradient(90deg,
                  rgba(255,255,255,0.38) 0%,
                  rgba(255,255,255,0.38) 40%,
                  rgba(247, 212, 76, 0.85) 50%,
                  rgba(232, 18, 92, 0.85) 60%,
                  rgba(255,255,255,0.38) 70%,
                  rgba(255,255,255,0.38) 100%);
      background-size: 250% 100%;
      background-clip: text;
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      animation: ben-subtitle-shimmer 8s linear infinite;
    }
    @keyframes ben-subtitle-shimmer {
      0%   { background-position: 100% 0; }
      100% { background-position: -100% 0; }
    }
    @media (prefers-reduced-motion: reduce) {
      .ben-hero-panel-subtitle { animation: none; -webkit-text-fill-color: rgba(255,255,255,.38); }
    }
    .ben-hero-panel-rows {
      display: flex; flex-direction: column;
      padding: 4px 24px;
    }
    .ben-hero-panel-row {
      display: flex; align-items: center; justify-content: space-between;
      gap: 16px;
      padding: 12px 0;
      border-bottom: 1px solid rgba(255,255,255,.04);
    }
    .ben-hero-panel-row:last-child { border-bottom: none; }
    .ben-hero-panel-row-label{
      display: inline-flex; align-items: center; gap: 11px;
      font-family: var(--font-b); font-size: 13px; font-weight: 500;
      color: rgba(255,255,255,.68);
    }
    .ben-hero-panel-row-label svg{
      width: 15px; height: 15px; flex-shrink: 0;
      stroke: rgba(41,171,226,.70); stroke-width: 1.8; fill: none;
    }
    .ben-hero-panel-row-val {
      font-family: var(--font-h); font-size: 14px; font-weight: 700;
      color: #fff; letter-spacing: -.012em;
      font-variant-numeric: tabular-nums;
    }
    .ben-hero-panel-foot {
      padding: 16px 24px 18px;
      border-top: 1px solid rgba(255,255,255,.06);
      display: flex; align-items: center; justify-content: space-between; gap: 12px;
      background: transparent;
    }
    .ben-hero-panel-foot-label{
      font-family: var(--font-b); font-size: 10.5px; font-weight: 700;
      color: rgba(255,255,255,.42); letter-spacing: .14em; text-transform: uppercase;
    }
    .ben-hero-panel-foot-badge{
      /* 2026-05-20 a11y bump: was emerald-500 #10B981 on 10% emerald
         bg = ~2.7:1 (AA fail). emerald-700 #047857 reads at ~6.5:1. */
      display: inline-flex; align-items: center; gap: 6px;
      font-family: var(--font-b); font-size: 11px; font-weight: 700;
      color: #047857;
      background: rgba(16,185,129,.14);
      border: 1px solid rgba(16,185,129,.32);
      padding: 4px 10px; border-radius: 6px;
      animation: ben-badge-breathe 3.6s cubic-bezier(.45, 0, .55, 1) infinite;
    }
    @keyframes ben-badge-breathe {
      0%, 100% { box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.18); }
      50%      { box-shadow: 0 0 0 6px rgba(16, 185, 129, 0.04); }
    }
    @media (prefers-reduced-motion: reduce) {
      .ben-marquee-track{ animation: none; }
    }
    .ben-hero-panel-foot-badge svg{
      width: 12px; height: 12px; stroke: currentColor; stroke-width: 2.4; fill: none;
    }
    @media (max-width: 1024px) {
      .ben-hero-panel { max-width: 100%; margin: 32px auto 0; }
    }
    /* Benefits challenge \u2014 problem/stat/fix card grid, Linear-grade restraint */
    .ben-pain-grid {
      display: grid; grid-template-columns: repeat(3, 1fr);
      gap: 22px; max-width: 1240px; margin: 0 auto; padding: 0 0 16px;
    }
    @media (max-width: 980px) { .ben-pain-grid { grid-template-columns: 1fr; gap: 18px; } }
    .ben-pain-card {
      position: relative;
      background: #FFFFFF;
      border: 1px solid rgba(13,24,41,.08);
      border-radius: 14px;
      padding: 24px 24px 0;
      overflow: hidden;
      isolation: isolate;
      display: flex; flex-direction: column;
      min-height: 380px;
      box-shadow: 0 1px 2px rgba(13,24,41,.04), 0 10px 28px -18px rgba(13,24,41,.14);
      transition: transform 220ms cubic-bezier(.34,1.56,.64,1), border-color 200ms ease-out, box-shadow 220ms ease-out;
      --pain-color: #F97316;
      --pain-rgb: 249,115,22;
    }
    .ben-pain-card--01 { --pain-color:#F97316; --pain-rgb:249,115,22; }
    .ben-pain-card--02 { --pain-color:#1779B8; --pain-rgb:23,121,184; }
    .ben-pain-card--03 { --pain-color:#E8125C; --pain-rgb:232,18,92; }
    .ben-pain-card::before {
      content:''; position:absolute; left:0; top:24px; bottom:80px;
      width: 3px;
      background: linear-gradient(180deg, transparent 0%, var(--pain-color) 18%, var(--pain-color) 82%, transparent 100%);
      border-radius: 0 3px 3px 0;
      z-index: 2;
    }
    .ben-pain-card:hover {
      transform: translateY(-4px);
      border-color: rgba(var(--pain-rgb),.38);
      box-shadow: 0 1px 2px rgba(13,24,41,.05), 0 22px 44px -20px rgba(var(--pain-rgb),.22);
    }
    .ben-pain-card-top {
      display: flex; align-items: flex-start; justify-content: space-between;
      margin-bottom: 18px;
    }
    .ben-pain-card-meta {
      font-family: var(--font-b);
      font-size: 11px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: var(--pain-color);
    }
    .ben-pain-card-icon {
      width: 72px; height: 72px;
      display: inline-flex; align-items: center; justify-content: center;
      color: var(--pain-color);
    }
    .ben-pain-card-icon svg { width: 72px; height: 72px; }
    .ben-pain-card-stat {
      display: flex; flex-direction: column; gap: 4px;
      margin-bottom: 14px;
      padding-bottom: 14px;
      border-bottom: 1px solid rgba(13,24,41,.06);
    }
    .ben-pain-card-stat-num {
      font-family: var(--font-h);
      font-size: 52px; font-weight: 900;
      line-height: 1;
      letter-spacing: -.035em;
      color: #0D1829;
      font-variant-numeric: tabular-nums;
    }
    .ben-pain-card-stat-unit {
      font-size: 28px; font-weight: 800;
      color: var(--pain-color);
      margin-left: 2px;
    }
    .ben-pain-card-stat-delta {
      font-family: var(--font-b);
      font-size: 12.5px; font-weight: 600;
      color: #64748B;
      display: inline-flex; align-items: center; gap: 6px;
    }
    .ben-pain-card-stat-delta svg { width: 10px; height: 10px; color: var(--pain-color); }
    .ben-pain-card-title {
      font-family: var(--font-h);
      font-size: 19px; font-weight: 800;
      letter-spacing: -.018em;
      color: #0D1829; line-height: 1.2;
      margin: 0 0 10px;
    }
    .ben-pain-card-body {
      font-family: var(--font-b);
      font-size: 13.5px; color: #5B6B7E;
      line-height: 1.6; margin: 0 0 20px;
      flex: 1;
    }
    .ben-pain-card-body strong { color: #0D1829; font-weight: 700; }
    .ben-pain-card-fix {
      margin: 0 -24px; padding: 14px 24px;
      background: rgba(var(--pain-rgb), .05);
      border-top: 1px solid rgba(var(--pain-rgb), .18);
      font-family: var(--font-b);
      font-size: 13px; font-weight: 600;
      color: #0D1829;
    }
    .ben-pain-card-fix span {
      display: inline-block; margin-right: 8px;
      font-size: 10.5px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: var(--pain-color);
    }
    /* "What makes us different" — premium 3x2 grid with outcome-quote anchor */
    .ben-diff-sec { padding: 96px 32px; background: #FFFFFF; position: relative; isolation: isolate; }
    .ben-diff-sec::before {
      content:''; position:absolute; inset:0; z-index:0; pointer-events:none;
      background:
        radial-gradient(ellipse 60% 50% at 12% 18%, rgba(41,171,226,.05) 0%, transparent 60%),
        radial-gradient(ellipse 55% 45% at 88% 78%, rgba(249,115,22,.04) 0%, transparent 60%);
    }
    .ben-diff-sec .sec-inner { position: relative; z-index: 1; }
    .ben-diff-head { text-align: center; max-width: 760px; margin: 0 auto 56px; }
    .ben-diff-head .sec-h2 { letter-spacing: -.028em; line-height: 1.08; font-size: clamp(32px, 3.4vw, 46px); }
    .ben-diff-grad {
      background: linear-gradient(95deg, #1779B8 0%, #29ABE2 50%, #F97316 100%);
      -webkit-background-clip: text; background-clip: text;
      -webkit-text-fill-color: transparent; color: transparent;
    }
    .ben-diff-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 22px;
      max-width: 1240px;
      margin: 0 auto;
    }
    @media (max-width: 1100px) { .ben-diff-grid { grid-template-columns: repeat(2, 1fr); } }
    @media (max-width: 720px)  { .ben-diff-grid { grid-template-columns: 1fr; } }
    .ben-diff-card {
      position: relative;
      background: #FFFFFF;
      border: 1px solid rgba(13,24,41,.08);
      border-radius: 14px;
      padding: 28px 28px 24px 32px;
      box-shadow: 0 1px 2px rgba(13,24,41,.04), 0 10px 28px -16px rgba(13,24,41,.18);
      isolation: isolate;
      overflow: hidden;
      transition: transform 220ms cubic-bezier(.34,1.56,.64,1), border-color 200ms ease-out, box-shadow 220ms ease-out;
      display: flex;
      flex-direction: column;
      min-height: 320px;
      --diff-color: #1779B8;
      --diff-rgb: 23,121,184;
    }
    .ben-diff-card--01 { --diff-color:#1779B8; --diff-rgb:23,121,184; }
    .ben-diff-card--02 { --diff-color:#7B21A2; --diff-rgb:123,33,162; }
    .ben-diff-card--03 { --diff-color:#10B981; --diff-rgb:16,185,129; }
    .ben-diff-card--04 { --diff-color:#F97316; --diff-rgb:249,115,22; }
    .ben-diff-card--05 { --diff-color:#1366A0; --diff-rgb:19,102,160; }
    .ben-diff-card::before {
      content:''; position:absolute; left:0; top:24px; bottom:24px;
      width: 3px;
      background: linear-gradient(180deg, transparent 0%, var(--diff-color) 18%, var(--diff-color) 82%, transparent 100%);
      border-radius: 0 3px 3px 0;
      z-index: 2;
    }
    .ben-diff-card::after {
      content:''; position:absolute; top:-60px; left:-60px;
      width: 220px; height: 220px;
      background: radial-gradient(circle, rgba(var(--diff-rgb),.12) 0%, transparent 65%);
      pointer-events:none; z-index:0; opacity:.65;
      transition: opacity 220ms ease-out;
    }
    .ben-diff-card:hover {
      transform: translateY(-4px);
      border-color: rgba(var(--diff-rgb),.38);
      box-shadow: 0 1px 2px rgba(13,24,41,.05), 0 22px 44px -20px rgba(var(--diff-rgb),.28), 0 30px 60px -28px rgba(13,24,41,.16);
    }
    .ben-diff-card:hover::after { opacity: 1; }
    .ben-diff-card > * { position: relative; z-index: 1; }
    .ben-diff-card-num {
      position: absolute;
      top: 18px; right: 22px;
      font-family: var(--font-h);
      font-size: 56px;
      font-weight: 800;
      letter-spacing: -.04em;
      line-height: 1;
      color: rgba(var(--diff-rgb), .07);
      pointer-events: none;
      z-index: 0;
      user-select: none;
    }
    .ben-diff-card-icon {
      width: 72px; height: 72px;
      display: inline-flex; align-items: center; justify-content: center;
      color: var(--diff-color);
      margin-bottom: 16px;
      margin-left: -6px;
    }
    .ben-diff-card-icon svg { width: 72px; height: 72px; }
    .ben-diff-card-meta {
      display: inline-flex; align-items: center; gap: 10px;
      font-family: var(--font-b);
      font-size: 11px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: var(--diff-color);
      margin-bottom: 8px;
    }
    .ben-diff-card-meta::after {
      content:''; width: 22px; height: 1px; background: currentColor; opacity: .4;
    }
    .ben-diff-card-title {
      font-family: var(--font-h);
      font-size: 20px;
      font-weight: 800;
      letter-spacing: -.018em;
      color: #0D1829;
      line-height: 1.18;
      margin: 0 0 12px;
    }
    .ben-diff-card-body {
      font-family: var(--font-b);
      font-size: 14px;
      color: #5B6B7E;
      line-height: 1.6;
      margin: 0 0 18px;
      flex: 1;
    }
    .ben-diff-card-chip{
      display: inline-flex; align-items: center; align-self: flex-start;
      gap: 8px;
      font-family: var(--font-b);
      font-size: 11.5px; font-weight: 700;
      letter-spacing: .04em; text-transform: uppercase;
      color: var(--diff-color);
      background: rgba(var(--diff-rgb), .10);
      border: 1px solid rgba(var(--diff-rgb), .22);
      padding: 5px 12px;
      border-radius: 999px;
    }
    /* Quote card — distinct dark fill, fills the 6th grid slot */
    .ben-diff-card--quote {
      background: linear-gradient(155deg, #07192E 0%, #0E2A4D 60%, #1366A0 100%);
      border-color: rgba(255,255,255,.10);
      color: #fff;
      padding: 32px 32px 28px 36px;
    }
    .ben-diff-card--quote::before {
      background: linear-gradient(180deg, transparent 0%, #F97316 18%, #29ABE2 82%, transparent 100%);
    }
    .ben-diff-card--quote::after {
      background: radial-gradient(circle, rgba(249,115,22,.18) 0%, transparent 65%);
      opacity: .85;
    }
    .ben-diff-card--quote:hover {
      transform: translateY(-4px);
      border-color: rgba(249,115,22,.45);
      box-shadow: 0 22px 44px -20px rgba(249,115,22,.32), 0 30px 60px -28px rgba(0,0,0,.50);
    }
    .ben-diff-quote-stat { display: flex; align-items: baseline; gap: 12px; margin-bottom: 14px; }
    .ben-diff-quote-num {
      font-family: var(--font-h);
      font-size: 48px;
      font-weight: 900;
      letter-spacing: -.035em;
      line-height: 1;
      background: linear-gradient(95deg, #F97316 0%, #FBBF24 100%);
      -webkit-background-clip: text; background-clip: text;
      -webkit-text-fill-color: transparent; color: transparent;
    }
    .ben-diff-quote-num-label{
      font-family: var(--font-b);
      font-size: 12px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: rgba(255,255,255,.62);
    }
    .ben-diff-quote-mark {
      width: 36px; height: 36px;
      color: rgba(41,171,226,.55);
      margin: 6px 0 8px;
    }
    .ben-diff-quote-body {
      font-family: var(--font-h);
      font-size: 15.5px; font-weight: 500;
      font-style: normal;
      line-height: 1.55;
      color: rgba(255,255,255,.92);
      margin: 0 0 18px;
    }
    .ben-diff-quote-cite {
      font-family: var(--font-b);
      font-size: 12px; font-weight: 600;
      font-style: normal;
      color: rgba(255,255,255,.6);
      letter-spacing: .015em;
    }
    /* "Master health plan" — 4-up premium options grid */
    .ben-paths-sec {
      background: #FFFFFF;
      padding: 96px 32px 100px;
      position: relative; isolation: isolate;
    }
    .ben-paths-sec::before {
      content:''; position:absolute; inset:0; z-index:0; pointer-events:none;
      background:
        radial-gradient(ellipse 60% 40% at 25% 0%, rgba(23,121,184,.05) 0%, transparent 60%),
        radial-gradient(ellipse 60% 40% at 75% 100%, rgba(16,185,129,.04) 0%, transparent 60%);
    }
    .ben-paths-head {
      position: relative; z-index: 1;
      text-align: center; max-width: 780px; margin: 0 auto 48px;
    }
    .ben-paths-head .sec-h2 { letter-spacing: -.028em; line-height: 1.08; font-size: clamp(32px, 3.4vw, 46px); }
    .ben-paths-grad {
      background: linear-gradient(95deg, #1779B8 0%, #29ABE2 50%, #10B981 100%);
      -webkit-background-clip: text; background-clip: text;
      -webkit-text-fill-color: transparent; color: transparent;
    }
    .ben-paths-quote {
      display: inline-flex; align-items: flex-start; gap: 12px;
      max-width: 620px; margin: 24px auto 0; padding: 14px 22px;
      background: rgba(41,171,226,.06);
      border: 1px solid rgba(41,171,226,.14);
      border-radius: 12px;
      font-family: var(--font-h);
      font-size: 14.5px; font-weight: 500; font-style: italic;
      line-height: 1.55;
      color: #334155;
      text-align: left;
    }
    .ben-paths-quote svg { width: 22px; height: 22px; color: rgba(41,171,226,.55); flex-shrink: 0; margin-top: 2px; }
    .ben-paths-grid {
      position: relative; z-index: 1;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 22px;
      max-width: 1320px;
      margin: 0 auto;
    }
    @media (max-width: 1180px) { .ben-paths-grid { grid-template-columns: repeat(2, 1fr); } }
    @media (max-width: 640px)  { .ben-paths-grid { grid-template-columns: 1fr; } }
    .ben-paths-card {
      position: relative;
      background: #FFFFFF;
      border: 1px solid rgba(13,24,41,.08);
      border-radius: 14px;
      padding: 28px 26px 24px 32px;
      box-shadow: 0 1px 2px rgba(13,24,41,.04), 0 10px 28px -16px rgba(13,24,41,.16);
      transition: transform 220ms cubic-bezier(.34,1.56,.64,1), border-color 200ms ease-out, box-shadow 220ms ease-out;
      overflow: hidden;
      isolation: isolate;
      display: flex; flex-direction: column;
      min-height: 420px;
      --paths-color: #1779B8;
      --paths-rgb: 23,121,184;
    }
    .ben-paths-card--A { --paths-color:#1779B8; --paths-rgb:23,121,184; }
    .ben-paths-card--B { --paths-color:#7B21A2; --paths-rgb:123,33,162; }
    .ben-paths-card--C { --paths-color:#10B981; --paths-rgb:16,185,129; }
    .ben-paths-card--D { --paths-color:#F97316; --paths-rgb:249,115,22; }
    .ben-paths-card::before {
      content:''; position:absolute; left:0; top:24px; bottom:24px;
      width: 3px;
      background: linear-gradient(180deg, transparent 0%, var(--paths-color) 18%, var(--paths-color) 82%, transparent 100%);
      border-radius: 0 3px 3px 0;
      z-index: 2;
    }
    .ben-paths-card::after {
      content:''; position:absolute; top:-60px; left:-60px;
      width: 220px; height: 220px;
      background: radial-gradient(circle, rgba(var(--paths-rgb),.12) 0%, transparent 65%);
      pointer-events:none; z-index:0; opacity:.6;
      transition: opacity 220ms ease-out;
    }
    .ben-paths-card:hover {
      transform: translateY(-4px);
      border-color: rgba(var(--paths-rgb), .38);
      box-shadow: 0 1px 2px rgba(13,24,41,.05), 0 22px 44px -20px rgba(var(--paths-rgb), .26);
    }
    .ben-paths-card:hover::after { opacity: 1; }
    .ben-paths-card > * { position: relative; z-index: 1; }
    .ben-paths-letter {
      position: absolute;
      top: 22px; right: 24px;
      width: 38px; height: 38px;
      border-radius: 10px;
      background: rgba(var(--paths-rgb), .10);
      border: 1px solid rgba(var(--paths-rgb), .22);
      color: var(--paths-color);
      display: flex; align-items: center; justify-content: center;
      font-family: var(--font-h);
      font-size: 18px; font-weight: 800;
      letter-spacing: -.02em;
      z-index: 2;
    }
    .ben-paths-art {
      width: 80px; height: 80px;
      margin: 2px 0 14px -8px;
      display: inline-flex; align-items: center; justify-content: center;
    }
    .ben-paths-art svg { width: 100%; height: 100%; }
    .ben-paths-card-meta {
      display: inline-flex; align-items: center;
      font-family: var(--font-b);
      font-size: 11px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: var(--paths-color);
      margin: 6px 0 8px;
      max-width: calc(100% - 50px);
    }
    .ben-paths-card-title {
      font-family: var(--font-h);
      font-size: 22px; font-weight: 800;
      letter-spacing: -.022em;
      color: #0D1829; line-height: 1.15;
      margin: 0 0 14px;
    }
    .ben-paths-card-body {
      font-family: var(--font-b);
      font-size: 13.5px; color: #5B6B7E;
      line-height: 1.6; margin: 0 0 16px;
    }
    .ben-paths-card-bullets {
      list-style: none; padding: 0; margin: 0 0 18px;
      display: flex; flex-direction: column; gap: 8px;
      flex: 1;
    }
    .ben-paths-card-bullets li {
      position: relative; padding-left: 22px;
      font-family: var(--font-b);
      font-size: 13px; color: #475569;
      line-height: 1.5;
    }
    .ben-paths-card-bullets li::before {
      content: '';
      position: absolute; left: 0; top: 8px;
      width: 12px; height: 6px;
      border-left: 2px solid var(--paths-color);
      border-bottom: 2px solid var(--paths-color);
      transform: rotate(-45deg);
      border-radius: 1px;
    }
    .ben-paths-card-out {
      padding-top: 14px;
      border-top: 1px solid rgba(13,24,41,.06);
      font-family: var(--font-b);
      font-size: 12px; font-weight: 600;
      color: #64748B;
      line-height: 1.4;
    }
    /* Benefits Package \u2014 unified premium grid with artistic gradient SVGs */
    .ben-pkg-sec {
      background: linear-gradient(180deg, #FFFFFF 0%, #F8FAFC 60%, #FFFFFF 100%);
      padding: 96px 32px 100px;
      position: relative; isolation: isolate;
    }
    .ben-pkg-sec::before {
      content:''; position:absolute; inset:0; z-index:0; pointer-events:none;
      background:
        radial-gradient(ellipse 40% 40% at 15% 25%, rgba(41,171,226,.05) 0%, transparent 60%),
        radial-gradient(ellipse 40% 40% at 85% 75%, rgba(249,115,22,.05) 0%, transparent 60%);
    }
    .ben-pkg-head {
      position: relative; z-index: 1;
      text-align: center; max-width: 820px; margin: 0 auto 56px;
    }
    .ben-pkg-head .sec-h2 { letter-spacing: -.028em; line-height: 1.08; font-size: clamp(32px, 3.4vw, 48px); }
    .ben-pkg-grad {
      background: linear-gradient(95deg, #1779B8 0%, #29ABE2 50%, #10B981 100%);
      -webkit-background-clip: text; background-clip: text;
      -webkit-text-fill-color: transparent; color: transparent;
    }
    /* Bento-style grid: 3 hero cards top, 5 compact cards below */
    .ben-pkg-grid {
      position: relative; z-index: 1;
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 22px;
      max-width: 1260px; margin: 0 auto;
      perspective: 1400px;
    }
    .ben-pkg-card--hero { grid-column: span 1; }
    .ben-pkg-card--401k,
    .ben-pkg-card--life,
    .ben-pkg-card--disab,
    .ben-pkg-card--fsa,
    .ben-pkg-card--vol { grid-column: span 1; }
    @media (min-width: 1100px) {
      .ben-pkg-grid {
        grid-template-columns: repeat(6, 1fr);
      }
      .ben-pkg-card--hero { grid-column: span 2; }
      .ben-pkg-card--401k,
      .ben-pkg-card--life,
      .ben-pkg-card--disab,
      .ben-pkg-card--fsa { grid-column: span 1; }
      .ben-pkg-card--vol  { grid-column: span 2; }
    }
    @media (min-width: 1100px) and (max-width: 1400px) {
      .ben-pkg-card--disab { grid-column: span 2; }
      .ben-pkg-card--vol { grid-column: span 2; }
    }
    @media (max-width: 860px) {
      .ben-pkg-grid { grid-template-columns: repeat(2, 1fr); }
    }
    @media (max-width: 600px) {
      .ben-pkg-grid { grid-template-columns: 1fr; }
    }
    .ben-pkg-card {
      position: relative;
      background: #FFFFFF;
      border: 1px solid rgba(13,24,41,.07);
      border-radius: 18px;
      padding: 26px 26px 24px 30px;
      box-shadow: 0 1px 2px rgba(13,24,41,.03), 0 14px 32px -18px rgba(13,24,41,.14);
      overflow: hidden; isolation: isolate;
      display: flex; flex-direction: column;
      min-height: 280px;
      transform-style: preserve-3d;
      transition:
        transform 380ms cubic-bezier(.34,1.56,.64,1),
        border-color 280ms ease-out,
        box-shadow 320ms ease-out;
      --pkg-color: #1779B8;
      --pkg-rgb: 23,121,184;
    }
    .ben-pkg-card--hero { min-height: 380px; }
    .ben-pkg-card--medical { --pkg-color:#1366A0; --pkg-rgb:19,102,160; }
    .ben-pkg-card--dental  { --pkg-color:#7B21A2; --pkg-rgb:123,33,162; }
    .ben-pkg-card--vision  { --pkg-color:#F97316; --pkg-rgb:249,115,22; }
    .ben-pkg-card--401k    { --pkg-color:#047857; --pkg-rgb:4,120,87; }
    .ben-pkg-card--life    { --pkg-color:#9F0F44; --pkg-rgb:159,15,68; }
    .ben-pkg-card--disab   { --pkg-color:#0E5062; --pkg-rgb:14,80,98; }
    .ben-pkg-card--fsa     { --pkg-color:#B45309; --pkg-rgb:180,83,9; }
    .ben-pkg-card--vol     { --pkg-color:#4338CA; --pkg-rgb:67,56,202; }
    .ben-pkg-card::before {
      content:''; position:absolute; top:0; left:0; right:0; height: 3px;
      background: linear-gradient(90deg, var(--pkg-color) 0%, rgba(var(--pkg-rgb),.4) 100%);
    }
    .ben-pkg-card::after {
      content:''; position:absolute; top:-60px; right:-60px;
      width: 220px; height: 220px;
      background: radial-gradient(circle, rgba(var(--pkg-rgb),.10) 0%, transparent 65%);
      pointer-events:none; z-index:0; opacity:.7;
      transition: opacity 320ms ease-out;
    }
    .ben-pkg-card:hover {
      transform: translateY(-6px) scale(1.01) rotateX(2deg);
      border-color: rgba(var(--pkg-rgb),.38);
      box-shadow:
        0 2px 4px rgba(13,24,41,.05),
        0 26px 52px -20px rgba(var(--pkg-rgb),.26),
        0 40px 96px -36px rgba(13,24,41,.16);
    }
    .ben-pkg-card:hover::after { opacity: 1; }
    .ben-pkg-card > * { position: relative; z-index: 1; }
    .ben-pkg-card-flag {
      position: absolute; top: 18px; right: 22px;
      font-family: var(--font-b);
      font-size: 10.5px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: var(--pkg-color);
      background: rgba(var(--pkg-rgb),.10);
      border: 1px solid rgba(var(--pkg-rgb),.22);
      padding: 4px 10px; border-radius: 6px;
      z-index: 2;
    }
    .ben-pkg-card-art {
      width: 120px; height: 120px;
      margin: 6px 0 14px -6px;
      display: inline-flex; align-items: center; justify-content: center;
    }
    .ben-pkg-card-art svg { width: 100%; height: 100%; display: block; }
    .ben-pkg-card-art--sm { width: 80px; height: 80px; margin-bottom: 10px; }
    .ben-pkg-card-title {
      font-family: var(--font-h);
      font-size: 22px; font-weight: 800;
      letter-spacing: -.022em;
      color: #0D1829; line-height: 1.15;
      margin: 0 0 10px;
    }
    .ben-pkg-card--hero .ben-pkg-card-title { font-size: 28px; }
    .ben-pkg-card-body {
      font-family: var(--font-b);
      font-size: 13.5px; color: #5B6B7E;
      line-height: 1.6; margin: 0 0 16px;
      flex: 1;
    }
    .ben-pkg-card--hero .ben-pkg-card-body { font-size: 14.5px; }
    .ben-pkg-card-stats {
      display: flex; flex-direction: column; gap: 2px;
      padding-top: 14px;
      border-top: 1px solid rgba(13,24,41,.06);
    }
    .ben-pkg-card-stat-v {
      font-family: var(--font-h);
      font-size: 24px; font-weight: 800;
      letter-spacing: -.022em;
      color: var(--pkg-color);
      line-height: 1;
    }
    .ben-pkg-card-stat-l {
      font-family: var(--font-b);
      font-size: 12px; font-weight: 500;
      color: #64748B;
      margin-top: 4px;
    }
    .ben-pkg-card-chip{
      display: inline-flex; align-items: center; align-self: flex-start;
      font-family: var(--font-b);
      font-size: 11px; font-weight: 700;
      letter-spacing: .05em; text-transform: uppercase;
      color: var(--pkg-color);
      background: rgba(var(--pkg-rgb),.08);
      border: 1px solid rgba(var(--pkg-rgb),.20);
      padding: 5px 11px; border-radius: 999px;
      margin-top: auto;
    }
    .ben-pkg-foot {
      text-align: center; margin-top: 44px;
      position: relative; z-index: 1;
      display: flex; gap: 14px;
      justify-content: center; align-items: center;
      flex-wrap: wrap;
    }
    /* "Who this is for" \u2014 premium persona cards with liquid-glass hover */
    .ben-persona-sec {
      background: linear-gradient(180deg, #FFFFFF 0%, #F8FAFC 100%);
      padding: 96px 32px 100px;
      position: relative; isolation: isolate;
    }
    .ben-persona-sec::before {
      content:''; position:absolute; inset:0; z-index:0; pointer-events:none;
      background:
        radial-gradient(ellipse 55% 45% at 20% 30%, rgba(41,171,226,.04) 0%, transparent 60%),
        radial-gradient(ellipse 55% 45% at 80% 70%, rgba(249,115,22,.04) 0%, transparent 60%);
    }
    .ben-persona-head {
      position: relative; z-index: 1;
      text-align: center; max-width: 740px; margin: 0 auto 56px;
    }
    .ben-persona-head .sec-h2 { letter-spacing: -.028em; line-height: 1.08; font-size: clamp(32px, 3.4vw, 46px); }
    .ben-persona-grad {
      background: linear-gradient(95deg, #1779B8 0%, #29ABE2 50%, #10B981 100%);
      -webkit-background-clip: text; background-clip: text;
      -webkit-text-fill-color: transparent; color: transparent;
    }
    .ben-persona-grid {
      position: relative; z-index: 1;
      display: grid; grid-template-columns: repeat(3, 1fr);
      gap: 22px; max-width: 1240px; margin: 0 auto;
      perspective: 1200px;
    }
    @media (max-width: 1000px) { .ben-persona-grid { grid-template-columns: 1fr; gap: 18px; } }
    .ben-persona-card {
      position: relative;
      background: #FFFFFF;
      border: 1px solid rgba(13,24,41,.08);
      border-radius: 18px;
      padding: 28px 28px 0 32px;
      overflow: hidden; isolation: isolate;
      display: flex; flex-direction: column;
      min-height: 420px;
      box-shadow: 0 1px 2px rgba(13,24,41,.04), 0 12px 32px -18px rgba(13,24,41,.14);
      transform-style: preserve-3d;
      transition:
        transform 380ms cubic-bezier(.34,1.56,.64,1),
        border-color 280ms ease-out,
        box-shadow 320ms ease-out;
      --persona-color: #1779B8;
      --persona-rgb: 23,121,184;
    }
    .ben-persona-card--01 { --persona-color:#1779B8; --persona-rgb:23,121,184; }
    .ben-persona-card--02 { --persona-color:#F97316; --persona-rgb:249,115,22; }
    .ben-persona-card--03 { --persona-color:#10B981; --persona-rgb:16,185,129; }
    .ben-persona-card::before {
      content:''; position:absolute; left:0; top:24px; bottom:80px;
      width: 3px;
      background: linear-gradient(180deg, transparent 0%, var(--persona-color) 18%, var(--persona-color) 82%, transparent 100%);
      border-radius: 0 3px 3px 0;
      z-index: 2;
    }
    .ben-persona-card::after {
      content:''; position:absolute; top:-80px; right:-80px;
      width: 240px; height: 240px;
      background: radial-gradient(circle, rgba(var(--persona-rgb),.14) 0%, transparent 65%);
      pointer-events:none; z-index:0; opacity:.6;
      transition: opacity 320ms ease-out;
    }
    .ben-persona-card:hover {
      transform: translateY(-6px) scale(1.01) rotateX(2deg);
      border-color: rgba(var(--persona-rgb),.42);
      box-shadow:
        0 2px 4px rgba(13,24,41,.05),
        0 24px 52px -20px rgba(var(--persona-rgb),.30),
        0 40px 96px -36px rgba(13,24,41,.18);
    }
    .ben-persona-card:hover::after { opacity: 1; }
    .ben-persona-card > * { position: relative; z-index: 1; }
    .ben-persona-card-top {
      display: flex; align-items: center; justify-content: space-between;
      margin-bottom: 22px;
    }
    .ben-persona-card-icon {
      width: 72px; height: 72px;
      display: inline-flex; align-items: center; justify-content: center;
      color: var(--persona-color);
      margin-left: -6px;
    }
    .ben-persona-card-icon svg { width: 72px; height: 72px; }
    .ben-persona-card-tag{
      display: inline-flex; align-items: center;
      font-family: var(--font-h);
      font-size: 11.5px; font-weight: 800;
      letter-spacing: .06em; text-transform: uppercase;
      color: var(--persona-color);
      background: rgba(var(--persona-rgb),.08);
      border: 1px solid rgba(var(--persona-rgb),.24);
      padding: 4px 10px; border-radius: 6px;
      white-space: nowrap;
    }
    .ben-persona-card-title {
      font-family: var(--font-h);
      font-size: 22px; font-weight: 800;
      letter-spacing: -.022em;
      color: #0D1829; line-height: 1.16;
      margin: 0 0 10px;
    }
    .ben-persona-card-sub {
      font-family: var(--font-b);
      font-size: 14px; color: #5B6B7E;
      line-height: 1.6; margin: 0 0 18px;
    }
    .ben-persona-card-body {
      list-style: none; padding: 0; margin: 0 0 22px;
      display: flex; flex-direction: column; gap: 10px;
      flex: 1;
    }
    .ben-persona-card-body li {
      position: relative; padding-left: 22px;
      font-family: var(--font-b);
      font-size: 13.5px; color: #475569;
      line-height: 1.5;
    }
    .ben-persona-card-body li::before {
      content:''; position: absolute; left: 0; top: 8px;
      width: 12px; height: 6px;
      border-left: 2px solid var(--persona-color);
      border-bottom: 2px solid var(--persona-color);
      transform: rotate(-45deg);
      border-radius: 1px;
    }
    .ben-persona-card-foot {
      margin: 0 -28px 0 -32px; padding: 16px 28px 18px 32px;
      background: rgba(var(--persona-rgb),.05);
      border-top: 1px solid rgba(var(--persona-rgb),.16);
      display: flex; align-items: center; justify-content: space-between;
      gap: 10px;
    }
    .ben-persona-card-out {
      font-family: var(--font-b);
      font-size: 10.5px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: #64748B;
    }
    .ben-persona-card-outval {
      font-family: var(--font-h);
      font-size: 14px; font-weight: 800;
      letter-spacing: -.012em;
      color: var(--persona-color);
    }
    /* Compliance section — premium golden grid with penalty stat */
    .ben-comp-sec {
      background: linear-gradient(180deg, #F4F8FC 0%, #FFFFFF 100%);
      padding: 96px 32px 100px;
      position: relative; isolation: isolate;
    }
    .ben-comp-sec::before {
      content:''; position:absolute; inset:0; z-index:0; pointer-events:none;
      background:
        radial-gradient(ellipse 50% 40% at 50% 0%, rgba(232,18,92,.04) 0%, transparent 60%);
    }
    .ben-comp-head {
      position: relative; z-index: 1;
      text-align: center; max-width: 780px; margin: 0 auto 56px;
    }
    .ben-comp-head .sec-h2 { letter-spacing: -.028em; line-height: 1.08; font-size: clamp(32px, 3.4vw, 46px); }
    .ben-comp-grad {
      background: linear-gradient(95deg, #E8125C 0%, #F97316 100%);
      -webkit-background-clip: text; background-clip: text;
      -webkit-text-fill-color: transparent; color: transparent;
    }
    .ben-comp-grid {
      position: relative; z-index: 1;
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 22px;
      max-width: 1240px;
      margin: 0 auto;
    }
    @media (max-width: 1100px) { .ben-comp-grid { grid-template-columns: repeat(2, 1fr); } }
    @media (max-width: 640px)  { .ben-comp-grid { grid-template-columns: 1fr; } }
    .ben-comp-card {
      position: relative;
      background: #FFFFFF;
      border: 1px solid rgba(13,24,41,.08);
      border-radius: 14px;
      padding: 26px 24px 20px 30px;
      box-shadow: 0 1px 2px rgba(13,24,41,.04), 0 10px 28px -18px rgba(13,24,41,.16);
      transition: transform 220ms cubic-bezier(.34,1.56,.64,1), border-color 200ms ease-out, box-shadow 220ms ease-out;
      overflow: hidden;
      isolation: isolate;
      display: flex; flex-direction: column;
      --comp-color: #E8125C;
      --comp-rgb: 232,18,92;
    }
    .ben-comp-card--01, .ben-comp-card--04 { --comp-color:#1779B8; --comp-rgb:23,121,184; }
    .ben-comp-card--02, .ben-comp-card--05 { --comp-color:#7B21A2; --comp-rgb:123,33,162; }
    .ben-comp-card--03, .ben-comp-card--06 { --comp-color:#E8125C; --comp-rgb:232,18,92; }
    .ben-comp-card::before {
      content:''; position:absolute; left:0; top:22px; bottom:22px;
      width: 3px;
      background: linear-gradient(180deg, transparent 0%, var(--comp-color) 18%, var(--comp-color) 82%, transparent 100%);
      border-radius: 0 3px 3px 0;
      z-index: 2;
    }
    .ben-comp-card:hover {
      transform: translateY(-3px);
      border-color: rgba(var(--comp-rgb), .38);
      box-shadow: 0 1px 2px rgba(13,24,41,.05), 0 22px 44px -22px rgba(var(--comp-rgb), .22);
    }
    .ben-comp-card-icon {
      width: 64px; height: 64px;
      display: inline-flex; align-items: center; justify-content: center;
      color: var(--comp-color);
      margin-bottom: 14px;
      margin-left: -4px;
    }
    .ben-comp-card-icon svg { width: 64px; height: 64px; }
    .ben-comp-card-meta {
      font-family: var(--font-b);
      font-size: 11px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: var(--comp-color);
      margin-bottom: 6px;
    }
    .ben-comp-card-title {
      font-family: var(--font-h);
      font-size: 19px; font-weight: 800;
      letter-spacing: -.018em;
      color: #0D1829; line-height: 1.18;
      margin: 0 0 10px;
    }
    .ben-comp-card-body {
      font-family: var(--font-b);
      font-size: 13.5px; color: #5B6B7E;
      line-height: 1.6; margin: 0 0 16px;
      flex: 1;
    }
    .ben-comp-card-penalty {
      display: inline-flex; align-items: center; align-self: flex-start;
      gap: 8px;
      font-family: var(--font-b);
      font-size: 11.5px; font-weight: 700;
      letter-spacing: .04em; text-transform: uppercase;
      color: #E8125C;
      background: rgba(232,18,92,.08);
      border: 1px solid rgba(232,18,92,.20);
      padding: 5px 11px;
      border-radius: 999px;
    }
    .ben-comp-card-penalty::before {
      content: ''; width: 6px; height: 6px; border-radius: 50%;
      background: #E8125C; box-shadow: 0 0 0 3px rgba(232,18,92,.18);
    }
    /* "How it works" 4-step — premium Stripe/Linear stepper */
    .ben-flow-sec {
      background: linear-gradient(180deg, #F4F8FC 0%, #FFFFFF 60%, #F8FAFC 100%);
      padding: 96px 32px 100px;
      position: relative; isolation: isolate;
    }
    .ben-flow-sec::before {
      content:''; position:absolute; inset:0; z-index:0; pointer-events:none;
      background:
        radial-gradient(ellipse 50% 40% at 50% 0%, rgba(41,171,226,.06) 0%, transparent 60%),
        radial-gradient(ellipse 60% 50% at 50% 100%, rgba(249,115,22,.05) 0%, transparent 60%);
    }
    .ben-flow-head {
      position: relative; z-index: 1;
      text-align: center; max-width: 780px; margin: 0 auto 56px;
    }
    .ben-flow-head .sec-h2 { letter-spacing: -.028em; line-height: 1.08; font-size: clamp(32px, 3.4vw, 46px); }
    .ben-flow-grad {
      background: linear-gradient(95deg, #1779B8 0%, #29ABE2 50%, #F97316 100%);
      -webkit-background-clip: text; background-clip: text;
      -webkit-text-fill-color: transparent; color: transparent;
    }
    .ben-flow-track {
      position: relative; z-index: 1;
      list-style: none; padding: 0; margin: 0 auto;
      max-width: 1240px;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
    }
    @media (max-width: 1100px) { .ben-flow-track { grid-template-columns: repeat(2, 1fr); } }
    @media (max-width: 640px)  { .ben-flow-track { grid-template-columns: 1fr; } }
    .ben-flow-step { position: relative; padding-top: 0; }
    .ben-flow-step-rail { display: none; }
    .ben-flow-step--01 { --flow-color:#1779B8; --flow-rgb:23,121,184; }
    .ben-flow-step--02 { --flow-color:#7B21A2; --flow-rgb:123,33,162; }
    .ben-flow-step--03 { --flow-color:#10B981; --flow-rgb:16,185,129; }
    .ben-flow-step--04 { --flow-color:#F97316; --flow-rgb:249,115,22; }
    .ben-flow-step-num { display: none; }
    /* Unified card: number lives inside as a large ghost watermark */
    .ben-flow-step-card {
      position: relative;
      background: #FFFFFF;
      border: 1px solid rgba(13,24,41,.08);
      border-radius: 16px;
      padding: 26px 26px 0 28px;
      box-shadow: 0 1px 2px rgba(13,24,41,.04), 0 10px 28px -16px rgba(13,24,41,.14);
      transition: transform 220ms cubic-bezier(.34,1.56,.64,1), border-color 200ms ease-out, box-shadow 220ms ease-out;
      isolation: isolate; overflow: hidden;
      min-height: 320px;
      display: flex; flex-direction: column;
    }
    .ben-flow-step-card::before {
      content:''; position:absolute; left:0; top:22px; bottom:80px;
      width: 3px;
      background: linear-gradient(180deg, transparent 0%, var(--flow-color) 18%, var(--flow-color) 82%, transparent 100%);
      border-radius: 0 3px 3px 0;
      z-index: 2;
    }
    /* Ghost step number watermark in top-right corner */
    .ben-flow-step-card::after {
      content: attr(data-step);
      position: absolute; top: 14px; right: 18px;
      font-family: var(--font-h);
      font-size: 54px; font-weight: 900;
      color: rgba(var(--flow-rgb), .09);
      letter-spacing: -.04em;
      line-height: 1; pointer-events: none;
      z-index: 0;
    }
    .ben-flow-step:hover .ben-flow-step-card {
      transform: translateY(-4px);
      border-color: rgba(var(--flow-rgb), .38);
      box-shadow: 0 1px 2px rgba(13,24,41,.05), 0 22px 44px -20px rgba(var(--flow-rgb), .24);
    }
    .ben-flow-step-meta {
      position: relative; z-index: 1;
      display: inline-flex; align-items: center; gap: 8px;
      font-family: var(--font-b);
      font-size: 11px; font-weight: 700;
      letter-spacing: .14em; text-transform: uppercase;
      color: var(--flow-color);
      margin-bottom: 10px;
    }
    .ben-flow-step-meta::before {
      content: attr(data-num);
      display: inline-block;
      font-family: var(--font-h);
      font-size: 12px; font-weight: 800;
      letter-spacing: -.01em;
      color: var(--flow-color);
      background: rgba(var(--flow-rgb), .10);
      border: 1px solid rgba(var(--flow-rgb), .22);
      padding: 3px 7px; border-radius: 6px;
      line-height: 1;
    }
    .ben-flow-step-title {
      font-family: var(--font-h);
      font-size: 19px; font-weight: 800;
      letter-spacing: -.018em;
      color: #0D1829; line-height: 1.2;
      margin: 0 0 12px;
      position: relative; z-index: 1;
    }
    .ben-flow-step-body {
      font-family: var(--font-b);
      font-size: 13.5px; color: #5B6B7E;
      line-height: 1.6; margin: 0 0 20px; flex: 1;
      position: relative; z-index: 1;
    }
    .ben-flow-step-foot {
      margin: 0 -26px 0 -28px; padding: 14px 26px 16px 28px;
      background: rgba(var(--flow-rgb), .04);
      border-top: 1px solid rgba(var(--flow-rgb), .14);
      display: flex; align-items: center; justify-content: space-between;
      gap: 12px;
      position: relative; z-index: 1;
    }
    .ben-flow-step-chip{
      display: inline-flex; align-items: center;
      font-family: var(--font-b);
      font-size: 10.5px; font-weight: 700;
      letter-spacing: .08em; text-transform: uppercase;
      color: var(--flow-color);
      background: rgba(255,255,255,.7);
      border: 1px solid rgba(var(--flow-rgb), .28);
      padding: 4px 10px; border-radius: 6px;
      white-space: nowrap;
      flex-shrink: 0;
    }
    { color: #9A330A; background: rgba(255,255,255,.7); border-color: rgba(249,115,22,.30); }
    .ben-flow-step-out {
      font-family: var(--font-b);
      font-size: 11px; font-weight: 600;
      color: #64748B; letter-spacing: .01em;
      text-align: right; line-height: 1.3;
      min-width: 0;
    }
    /* Bench strip \u2014 light Liquid Glass with 3D hover */
    .team-bench-strip.team-bench-strip--open {
      background: #FBFDFF;
      padding: 96px 32px 80px;
      position: relative;
      isolation: isolate;
      overflow: hidden;
      perspective: 1200px;
    }
    /* Vibrant pastel color mesh on light bg \u2014 glass has colors to refract */
    .team-bench-strip.team-bench-strip--open::before {
      content: ''; position: absolute; inset: 0;
      background:
        radial-gradient(ellipse 42% 48% at 22% 22%, rgba(41,171,226,.55) 0%, transparent 62%),
        radial-gradient(ellipse 44% 42% at 78% 28%, rgba(249,115,22,.42) 0%, transparent 60%),
        radial-gradient(ellipse 48% 48% at 50% 72%, rgba(123,33,162,.35) 0%, transparent 62%),
        radial-gradient(ellipse 42% 42% at 10% 82%, rgba(16,185,129,.38) 0%, transparent 60%),
        radial-gradient(ellipse 38% 38% at 90% 80%, rgba(232,18,92,.30) 0%, transparent 60%);
      filter: blur(8px);
      pointer-events: none; z-index: 0;
    }
    .team-bench-strip.team-bench-strip--open::after {
      content: ''; position: absolute; inset: 0;
      background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 300 300' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2'/%3E%3CfeColorMatrix values='0 0 0 0 0  0 0 0 0 0  0 0 0 0 0  0 0 0 0.40 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
      background-size: 260px 260px;
      mix-blend-mode: multiply;
      opacity: .22;
      pointer-events: none;
      z-index: 0;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__inner { position: relative; z-index: 1; }
    /* True Liquid Glass card \u2014 crystalline, almost clear, prominent rim highlight, 3D hover */
    .team-bench-strip.team-bench-strip--open .team-bench-strip__head {
      position: relative;
      max-width: 780px;
      margin: 0 auto 56px;
      padding: 38px 52px 34px;
      background: rgba(255,255,255,.28);
      backdrop-filter: blur(22px) saturate(2.0);
      -webkit-backdrop-filter: blur(22px) saturate(2.0);
      border: 1px solid rgba(255,255,255,.55);
      border-radius: 32px;
      box-shadow:
        /* Inner edge highlights \u2014 the signature liquid-glass "lip" */
        inset 0 2px 1px rgba(255,255,255,.90),
        inset 0 -2px 2px rgba(13,24,41,.06),
        inset 2px 0 2px rgba(255,255,255,.40),
        inset -2px 0 2px rgba(255,255,255,.30),
        /* Soft outer floating shadow */
        0 2px 4px rgba(13,24,41,.04),
        0 14px 36px -14px rgba(13,24,41,.14),
        0 36px 84px -32px rgba(13,24,41,.18);
      text-align: center;
      overflow: hidden;
      isolation: isolate;
      transform-style: preserve-3d;
      transition:
        transform 380ms cubic-bezier(.34,1.56,.64,1),
        background 380ms ease-out,
        border-color 380ms ease-out,
        box-shadow 380ms ease-out;
      will-change: transform;
    }
    /* Top thin light-catching line \u2014 the crystal edge catches light */
    .team-bench-strip.team-bench-strip--open .team-bench-strip__head::before {
      content: '';
      position: absolute;
      top: 1px; left: 14%; right: 14%;
      height: 1px;
      background: linear-gradient(90deg, transparent 0%, rgba(255,255,255,.95) 50%, transparent 100%);
      pointer-events: none;
      z-index: 2;
    }
    /* Curved gloss on upper half \u2014 the light sits on top of the glass */
    .team-bench-strip.team-bench-strip--open .team-bench-strip__head::after {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 55%;
      background: linear-gradient(180deg, rgba(255,255,255,.32) 0%, rgba(255,255,255,.04) 65%, transparent 100%);
      pointer-events: none;
      z-index: 0;
    }
    /* 3D hover \u2014 lift, slight rotate, brightness pop, richer rim */
    .team-bench-strip.team-bench-strip--open .team-bench-strip__head:hover {
      transform: translateY(-6px) scale(1.012) rotateX(3deg);
      background: rgba(255,255,255,.34);
      border-color: rgba(255,255,255,.7);
      box-shadow:
        inset 0 2px 1px rgba(255,255,255,1),
        inset 0 -2px 2px rgba(13,24,41,.05),
        inset 2px 0 2px rgba(255,255,255,.50),
        inset -2px 0 2px rgba(255,255,255,.38),
        0 4px 8px rgba(13,24,41,.06),
        0 28px 60px -22px rgba(13,24,41,.22),
        0 60px 140px -36px rgba(41,171,226,.32);
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__head > * {
      position: relative; z-index: 1;
    }
    /* Photo cards \u2014 translucent liquid-glass pillars with 3D hover */
    .team-bench-strip.team-bench-strip--open .team-bench-strip__person {
      background: rgba(255,255,255,.68);
      backdrop-filter: blur(18px) saturate(1.8);
      -webkit-backdrop-filter: blur(18px) saturate(1.8);
      border: 1px solid rgba(255,255,255,.55);
      border-radius: 18px;
      box-shadow:
        inset 0 1.5px 0 rgba(255,255,255,.95),
        inset 0 -1px 1px rgba(13,24,41,.04),
        0 1px 2px rgba(13,24,41,.04),
        0 12px 28px -14px rgba(13,24,41,.14);
      transform-style: preserve-3d;
      transition:
        transform 320ms cubic-bezier(.34,1.56,.64,1),
        background 320ms ease-out,
        box-shadow 320ms ease-out,
        border-color 320ms ease-out;
      will-change: transform;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__person:hover {
      transform: translateY(-6px) scale(1.04) rotateX(4deg);
      background: rgba(255,255,255,.82);
      border-color: rgba(41,171,226,.35);
      box-shadow:
        inset 0 1.5px 0 rgba(255,255,255,1),
        inset 0 -1px 1px rgba(13,24,41,.04),
        0 2px 4px rgba(13,24,41,.06),
        0 22px 44px -18px rgba(41,171,226,.28),
        0 36px 72px -28px rgba(13,24,41,.18);
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__eyebrow {
      background: transparent;
      border: none;
      padding: 0;
      font-size: 11.5px;
      font-weight: 700;
      letter-spacing: .18em;
      color: #1366A0;
      margin-bottom: 14px;
      position: relative;
      display: inline-flex; align-items: center; gap: 10px;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__eyebrow::before {
      content: '';
      width: 18px; height: 1px;
      background: #1366A0; opacity: .55;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__eyebrow::after {
      content: '';
      width: 18px; height: 1px;
      background: #1366A0; opacity: .55;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__title {
      font-size: clamp(30px, 3.2vw, 42px);
      font-weight: 800;
      letter-spacing: -.028em;
      line-height: 1.08;
      color: #0D1829;
      margin: 0 0 10px;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__sub {
      font-size: 16px;
      color: #5B6B7E;
      max-width: 560px;
      margin: 0 auto;
      line-height: 1.6;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__row {
      max-width: 1240px; margin: 0 auto;
      gap: 22px;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__person {
      border: 1px solid rgba(13,24,41,.07);
      box-shadow: 0 1px 2px rgba(13,24,41,.03), 0 8px 24px -14px rgba(13,24,41,.10);
      padding: 22px 14px 18px;
    }
    .team-bench-strip.team-bench-strip--open .team-bench-strip__photo {
      width: 92px; height: 92px;
    }
    /* Service marquee band — infinite scroll, brand-themed */
    .ben-marquee {
      position: relative;
      background: linear-gradient(180deg, #07192E 0%, #0A2340 100%);
      padding: 22px 0;
      overflow: hidden;
      border-top: 1px solid rgba(255,255,255,.06);
      border-bottom: 1px solid rgba(255,255,255,.06);
    }
    .ben-marquee::before, .ben-marquee::after {
      content: ''; position: absolute; top: 0; bottom: 0; width: 140px; z-index: 2; pointer-events: none;
    }
    .ben-marquee::before { left: 0; background: linear-gradient(90deg, #07192E 0%, transparent 100%); }
    .ben-marquee::after  { right: 0; background: linear-gradient(-90deg, #07192E 0%, transparent 100%); }
    .ben-marquee-track {
      display: flex; gap: 56px; width: max-content;
      animation: benMarquee 45s linear infinite;
      will-change: transform;
    }
    .ben-marquee-item {
      display: inline-flex; align-items: center; gap: 14px;
      font-family: var(--font-h); font-size: clamp(22px, 2.1vw, 30px); font-weight: 800;
      letter-spacing: -.02em;
      color: rgba(255,255,255,.35);
      white-space: nowrap;
      transition: color 180ms ease-out;
    }
    .ben-marquee-item strong {
      font-weight: 800;
      background: linear-gradient(90deg, #29ABE2 0%, #F97316 100%);
      -webkit-background-clip: text; background-clip: text;
      color: transparent;
    }
    .ben-marquee-dot {
      display: inline-block; width: 6px; height: 6px; border-radius: 50%;
      background: rgba(41,171,226,.55); flex-shrink: 0;
    }
    @keyframes benMarquee {
      0% { transform: translateX(0); }
      100% { transform: translateX(-50%); }
    }
    @media (prefers-reduced-motion: reduce) {
      .ben-marquee-track { animation: none; }
    }
    @keyframes kenBurns {
      0% { transform: scale(1); }
      100% { transform: scale(1.05); }
    }
    @media (prefers-reduced-motion: reduce) {
      .ben-hero-bg-img { animation: none; }
    }
    /* Image divider between sections */
    .ben-img-divider {
      width: 100%;
      height: 220px;
      background: image-set(url('/generated-images/section-benefits-culture.avif') type('image/avif'), url('/generated-images/section-benefits-culture.webp') type('image/webp'), url('/generated-images/section-benefits-culture.jpeg') type('image/jpeg')) center center / cover no-repeat;
      position: relative;
    }
    .ben-img-divider::after {
      content: '';
      position: absolute;
      inset: 0;
      background: linear-gradient(180deg, rgba(7,25,46,0.3) 0%, rgba(7,25,46,0.6) 100%);
    }
    @media (max-width: 1024px) {
      .ben-img-divider { height: 140px; }
    }
    .ben-hero-inner {
      max-width: 1320px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: 1.1fr 1fr;
      gap: 40px;
      align-items: center;
      position: relative;
      z-index: 2;
    }
    /* Cyan spotlight glow behind H1 — mirrors .ind-hero-text::before pattern */
    .ben-hero-left { position: relative; isolation: isolate; }
    .ben-hero-left::before {
      content: '';
      position: absolute;
      top: -120px; left: -160px;
      width: min(760px, 120%); height: 520px;
      background: radial-gradient(
        ellipse 60% 55% at 30% 45%,
        rgba(2,166,220,.14) 0%,
        rgba(2,166,220,.06) 35%,
        transparent 72%);
      filter: blur(24px);
      pointer-events: none;
      z-index: 0;
    }
    .ben-hero-left > * { position: relative; z-index: 2; }
    /* Hero H1 — mirrors real-estate .ind-hero-text h1 spec exactly */
    .ben-hero h1 {
      font-family: var(--font-h);
      font-size: 30px;
      font-size: clamp(30px, 4vw, 48px);
      font-weight: 800;
      line-height: 1.12;
      letter-spacing: -1.2px;
      color: #fff;
      margin-bottom: 28px;
    }
    /* Accent phrase — VertiSource brand gradient (.grad-word is sitewide).
       Fallback solid blue if no gradient support. */
    .ben-hero h1 .accent { color: var(--blue); }
    .ben-hero h1 .nowrap { white-space: nowrap; }
    /* Eyebrow pill rhythm — real-estate beats benefits was cramped */
    { margin-bottom: 22px; }
    .ben-hero-sub {
      font-family: var(--font-b);
      font-size: 17px;
      font-weight: 400;
      color: rgba(255,255,255,.82);
      line-height: 1.72;
      max-width: 500px;
      margin-bottom: 28px;
    }
    .ben-hero-sub strong { color: #fff; font-weight: 700; }
    .ben-hero-ctas {
      display: flex;
      gap: 14px;
      flex-wrap: wrap;
      align-items: center;
      margin-bottom: 24px;
    }
    .btn-blue, .btn-secondary {
      font-family: var(--font-b); font-size: 15px; font-weight: 700;
      color: #fff; background: var(--orange);
      padding: 14px 28px; border-radius: 12px; text-decoration: none;
      transition: all .2s var(--ease); min-height: 48px;
      display: inline-flex; align-items: center; gap: 8px; cursor: pointer; border: none;
      box-shadow: 0 4px 16px rgba(249,115,22,.25);
    }
    .btn-blue:hover, .btn-secondary:hover { background: var(--orange-deep); transform: translateY(-2px); box-shadow: var(--glow-orange, 0 8px 26px rgba(249,115,22,.42)); }
    .btn-ghost-white, .btn-ghost {
      font-family: var(--font-b); font-size: 15px; font-weight: 700;
      color: #fff; background: transparent;
      padding: 14px 28px; border-radius: 12px; text-decoration: none;
      transition: all .2s var(--ease); min-height: 48px;
      display: inline-flex; align-items: center; gap: 8px; cursor: pointer;
      border: 1px solid rgba(255,255,255,.25);
    }
    .btn-ghost-white:hover, .btn-ghost:hover { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.72); transform: translateY(-2px); }
    .btn-icon { width: 16px; height: 16px; stroke: currentColor; fill: none; stroke-width: 2; }

    /* Trust strip */
    .hero-trust {
      display: flex;
      gap: 0;
      flex-wrap: nowrap;
    }
    .hero-trust-pod {
      display: flex;
      flex-direction: column;
      padding: 0 24px;
      border-right: 1px solid rgba(255,255,255,.12);
    }
    .hero-trust-pod:first-child { padding-left: 0; }
    .hero-trust-pod:last-child { border-right: none; }
    .hero-trust-val {
      font-family: var(--font-h);
      font-size: 24px;
      font-weight: 700;
      color: #fff;
      line-height: 1;
      margin-bottom: 2px;
    }
    .hero-trust-label{
      font-family: var(--font-b);
      font-size: 12px;
      font-weight: 400;
      color: rgba(255,255,255,.7);
      white-space: nowrap;
    }

    /* ── CSS IPAD PRO MOCKUP (Apple-quality) ────── */
    .ben-ipad-wrap {
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .ben-ipad {
      width: 100%;
      max-width: 480px;
      aspect-ratio: 4 / 3;
      margin: 0 auto;
      padding: 10px;
      position: relative;
      overflow: hidden;
      background: linear-gradient(
        170deg,
        #4a4a52 0%,
        #3a3a42 8%,
        #2e2e36 20%,
        #28282f 40%,
        #232329 60%,
        #1e1e24 80%,
        #1a1a1f 100%
      );
      border-radius: 28px;
      border-top: 1px solid rgba(255,255,255,.20);
      border-left: 1px solid rgba(255,255,255,.12);
      border-right: 1px solid rgba(255,255,255,.06);
      border-bottom: 1px solid rgba(0,0,0,.30);
      box-shadow:
        0 2px 4px rgba(0,0,0,.40),
        0 12px 32px rgba(0,0,0,.50),
        0 32px 72px rgba(0,0,0,.45),
        0 20px 60px rgba(41,171,226,.18),
        0 40px 80px rgba(41,171,226,.08),
        0 0 0 0.5px rgba(0,0,0,.60),
        inset 0 1px 0 rgba(255,255,255,.15),
        inset 0 -1px 0 rgba(0,0,0,.25);
      animation: iPadFloat 6s ease-in-out infinite alternate;
      will-change: transform;
    }
    /* Camera dot — right edge center (landscape iPad Pro) */
    .ben-ipad::before {
      content: '';
      position: absolute;
      top: 3px;
      left: 50%;
      transform: translateX(-50%);
      width: 6px;
      height: 6px;
      background: radial-gradient(circle, #0a0a12 30%, #1a1a22 70%);
      border-radius: 50%;
      border: 0.5px solid rgba(255,255,255,.06);
      box-shadow: inset 0 0 2px rgba(0,0,0,.8);
      z-index: 3;
    }
    .ben-ipad-screen {
      width: 100%;
      height: auto;
      display: block;
      border-radius: 18px;
      border: 1px solid rgba(0,0,0,.75);
      box-shadow:
        inset 0 0 0 0.5px rgba(255,255,255,.04),
        inset 0 1px 2px rgba(0,0,0,.3);
    }
    @keyframes iPadFloat {
      0%   { transform: translateY(0); }
      100% { transform: translateY(-6px); }
    }
    @media (max-width: 1100px) {
      .ben-ipad { max-width: 420px; border-radius: 24px; padding: 8px; }
      .ben-ipad-screen { border-radius: 16px; }
    }
    @media (max-width: 768px) {
      .ben-ipad { max-width: 360px; padding: 6px; border-radius: 20px; animation: none; }
      .ben-ipad-screen { border-radius: 14px; }
    }

    /* ── GRID FIXES ──────────────────────────────── */
    #who-its-for .tier2-grid { grid-template-columns: repeat(3, 1fr); max-width: 960px; margin: 0 auto; }
    #compliance .tier2-grid { grid-template-columns: repeat(3, 1fr); }

    /* ── BORDER-RADIUS NORMALIZATION ─────────────── */
    .pain-card, .tier1-card, .tier2-card, .diff-card { border-radius: var(--r-md); }

    /* Carrier strip in hero */
    .carrier-strip-hero {
      background: rgba(255,255,255,.06);
      backdrop-filter: blur(16px);
      -webkit-backdrop-filter: blur(16px);
      border: 1px solid rgba(255,255,255,.10);
      border-radius: 20px;
      padding: 24px 28px;
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 20px;
      box-shadow: var(--glass-shadow);
      overflow: hidden;
      max-width: 380px;
      margin-left: auto;
    }
    .carrier-strip-label{
      font-family: var(--font-b);
      font-size: 12px;
      font-weight: 600;
      letter-spacing: 1.2px;
      text-transform: uppercase;
      color: rgba(255,255,255,.72);
    }
    /* Marquee wrapper with fade edges */
    .carrier-logos {
      display: flex;
      align-items: center;
      gap: 0;
      flex-wrap: nowrap;
      justify-content: flex-start;
      overflow: hidden;
      width: 100%;
      position: relative;
      -webkit-mask-image: linear-gradient(90deg, transparent 0%, #000 12%, #000 88%, transparent 100%);
      mask-image: linear-gradient(90deg, transparent 0%, #000 12%, #000 88%, transparent 100%);
    }
    @keyframes marquee-scroll {
      0% { transform: translateX(0); }
      100% { transform: translateX(-50%); }
    }
    .carrier-logos-track {
      display: flex;
      align-items: center;
      gap: 40px;
      animation: marquee-scroll 18s linear infinite;
      flex-shrink: 0;
      padding-right: 40px;
    }
    .carrier-logos:hover .carrier-logos-track {
      animation-play-state: paused;
    }
    .carrier-logo-box {
      width: 120px;
      height: 48px;
      display: flex;
      align-items: center;
      justify-content: center;
      border-radius: 10px;
      background: rgba(255,255,255,.08);
      border: 1px solid rgba(255,255,255,.08);
      transition: all .3s var(--ease);
      padding: 8px 16px;
      flex-shrink: 0;
    }
    .carrier-logo-box:hover {
      background: rgba(255,255,255,.14);
      border-color: rgba(255,255,255,.18);
      transform: translateY(-2px);
    }
    .carrier-logo-box img {
      max-height: 32px;
      max-width: 100%;
      filter: brightness(0) invert(1) grayscale(100%);
      opacity: .45;
      transition: all .4s var(--ease);
    }
    .carrier-logo-box:hover img { opacity: 1; filter: brightness(0) invert(1) grayscale(0); }
    .carrier-logo-box span {
      font-family: var(--font-b);
      font-size: 13px;
      font-weight: 600;
      color: rgba(255,255,255,.82);
      transition: color .3s;
    }
    .carrier-logo-box:hover span { color: rgba(255,255,255,.9); }

    /* ── SECTION BASE ────────────────────────────────────── */
    .sec {
      padding: 96px 32px;
    }
    .sec-inner {
      max-width: 1200px;
      margin: 0 auto;
    }
    .sec-narrow {
      max-width: 1000px;
      margin: 0 auto;
    }
    .sec-off { background: var(--off); }
    .sec-white { background: var(--white); }
    .sec-navy {
      background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 50%, var(--navy) 100%);
      position: relative;
      overflow: hidden;
    }
    .sec-navy::before {
      content: '';
      position: absolute; inset: 0;
      background:
        radial-gradient(ellipse 50% 60% at 30% 40%, rgba(41,171,226,.12) 0%, transparent 60%),
        radial-gradient(ellipse 40% 50% at 70% 60%, rgba(249,115,22,.08) 0%, transparent 55%);
      pointer-events: none;
    }
    .eyebrow {
      font-family: var(--font-b);
      font-size: 13px;
      font-weight: 600;
      letter-spacing: 1.5px;
      text-transform: uppercase;
      color: var(--orange);
      margin-bottom: 16px;
    }
    .sec-h2 {
      font-family: var(--font-h);
      font-size: 28px;
      font-size: clamp(28px, 3.5vw, 40px);
      font-weight: 800;
      color: var(--navy);
      line-height: 1.15;
      letter-spacing: -1px;
      margin-bottom: 20px;
    }
    .sec-sub {
      font-family: var(--font-b);
      font-size: 18px;
      font-weight: 400;
      color: var(--muted);
      line-height: 1.65;
      max-width: 640px;
      margin-bottom: 56px;
    }
    .text-center { text-align: center; }
    .mx-auto { margin-left: auto; margin-right: auto; }

    /* ── SECTION 2: PAIN CARDS ────────────────────────────── */
    .pain-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 24px;
    }
    .pain-card {
      background: var(--white);
      border: 1px solid var(--border);
      border-radius: 20px;
      padding: 40px 32px;
      box-shadow: var(--glass-shadow);
      transition: all .5s var(--ease);
    }
    .pain-card:hover {
      box-shadow: var(--glass-shadow-hover);
      transform: translateY(-4px);
    }
    .pain-icon {
      width: 56px;
      height: 56px;
      border-radius: 16px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 24px;
    }
    .pain-icon svg { width: 28px; height: 28px; stroke-width: 1.8; fill: none; }
    .pain-icon-orange { background: rgba(249,115,22,.10); }
    .pain-icon-orange svg { stroke: var(--orange); }
    .pain-icon-blue { background: rgba(41,171,226,.10); }
    .pain-icon-blue svg { stroke: var(--blue); }
    .pain-icon-navy { background: rgba(7,25,46,.08); }
    .pain-icon-navy svg { stroke: var(--navy); }
    .pain-card h3 {
      font-family: var(--font-h);
      font-size: 20px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 14px;
    }
    .pain-card p {
      font-family: var(--font-b);
      font-size: 15px;
      font-weight: 400;
      color: var(--muted);
      line-height: 1.65;
    }
    .pain-stat {
      display: inline-block;
      font-family: var(--font-h);
      font-size: 32px;
      font-weight: 800;
      color: var(--navy);
      margin-bottom: 6px;
    }

    /* ── SECTION 3: BENEFITS TIERS ───────────────────────── */
    .tier1-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 24px;
      margin-bottom: 32px;
    }
    .tier1-card {
      background: var(--white);
      border: 1px solid var(--border);
      border-radius: 20px;
      padding: 48px 36px;
      box-shadow: var(--glass-shadow);
      position: relative;
      overflow: hidden;
      transition: all .5s var(--ease);
    }
    .tier1-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 3px;
    }
    .tier1-card:hover {
      box-shadow: var(--glass-shadow-hover);
      transform: translateY(-4px);
    }
    .tier1-blue::before { background: var(--blue); }
    .tier1-navy::before { background: var(--navy); }
    .tier1-orange::before { background: var(--orange); }
    .tier1-icon {
      width: 56px;
      height: 56px;
      border-radius: 16px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 24px;
    }
    .tier1-icon svg { width: 28px; height: 28px; stroke-width: 1.8; fill: none; }
    .tier1-icon-blue { background: rgba(41,171,226,.10); }
    .tier1-icon-blue svg { stroke: var(--blue); }
    .tier1-icon-navy { background: rgba(7,25,46,.08); }
    .tier1-icon-navy svg { stroke: var(--navy); }
    .tier1-icon-orange { background: rgba(249,115,22,.10); }
    .tier1-icon-orange svg { stroke: var(--orange); }
    .tier1-card h3 {
      font-family: var(--font-h);
      font-size: 22px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 14px;
    }
    .tier1-card p {
      font-family: var(--font-b);
      font-size: 15px;
      color: var(--muted);
      line-height: 1.65;
    }

    .tier2-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
      margin-bottom: 28px;
    }
    .tier2-card {
      background: var(--white);
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 32px 24px;
      box-shadow: var(--mini-shadow);
      transition: all .4s var(--ease);
    }
    .tier2-card:hover {
      box-shadow: var(--glass-shadow-hover);
      transform: translateY(-3px);
    }
    .tier2-icon {
      width: 44px;
      height: 44px;
      border-radius: 12px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 18px;
      background: rgba(41,171,226,.08);
    }
    .tier2-icon svg { width: 22px; height: 22px; stroke: var(--blue); stroke-width: 1.8; fill: none; }
    .tier2-card h4 {
      font-family: var(--font-h);
      font-size: 17px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 8px;
    }
    .tier2-card p {
      font-family: var(--font-b);
      font-size: 14px;
      color: var(--muted);
      line-height: 1.6;
    }

    .tier3-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 0;
    }
    .tier3-item {
      padding: 20px 24px;
      border-bottom: 1px solid var(--border);
      display: flex;
      align-items: flex-start;
      gap: 16px;
      transition: background .3s;
    }
    .tier3-item:hover { background: rgba(41,171,226,.03); }
    .tier3-icon {
      width: 36px;
      height: 36px;
      border-radius: 10px;
      display: flex;
      align-items: center;
      justify-content: center;
      background: rgba(7,25,46,.05);
      flex-shrink: 0;
      margin-top: 2px;
    }
    .tier3-icon svg { width: 18px; height: 18px; stroke: var(--muted); stroke-width: 1.8; fill: none; }
    .tier3-text h5 {
      font-family: var(--font-h);
      font-size: 15px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 4px;
    }
    .tier3-text p {
      font-family: var(--font-b);
      font-size: 13.5px;
      color: var(--muted);
      line-height: 1.55;
    }

    /* ── SECTION 4: DIFFERENTIATOR (sticky left) ─────────── */
    .diff-layout {
      display: grid;
      grid-template-columns: 1fr 1.1fr;
      gap: 64px;
      align-items: start;
    }
    .diff-left {
      position: sticky;
      top: 120px;
    }
    .diff-quote {
      font-family: var(--font-b);
      font-size: 17px;
      font-weight: 500;
      font-style: italic;
      color: var(--navy);
      line-height: 1.65;
      border-left: 3px solid var(--orange);
      padding-left: 24px;
      margin-top: 32px;
    }
    .diff-cards { display: flex; flex-direction: column; gap: 16px; }
    .diff-card {
      background: var(--white);
      border: 1px solid var(--border);
      border-left: 3px solid var(--blue);
      border-radius: 16px;
      padding: 32px;
      box-shadow: var(--glass-shadow);
      transition: all .4s var(--ease);
    }
    .diff-card:hover {
      border-left-color: var(--orange);
      box-shadow: var(--glass-shadow-hover);
      transform: translateY(-2px);
    }
    .diff-card-head {
      display: flex;
      align-items: center;
      gap: 14px;
      margin-bottom: 12px;
    }
    .diff-card-icon {
      width: 44px;
      height: 44px;
      border-radius: 12px;
      display: flex;
      align-items: center;
      justify-content: center;
      background: rgba(41,171,226,.08);
      flex-shrink: 0;
    }
    .diff-card-icon svg { width: 22px; height: 22px; stroke: var(--blue); stroke-width: 1.8; fill: none; }
    .diff-card h3 {
      font-family: var(--font-h);
      font-size: 18px;
      font-weight: 700;
      color: var(--navy);
    }
    .diff-card p {
      font-family: var(--font-b);
      font-size: 15px;
      color: var(--muted);
      line-height: 1.65;
    }

    /* ── SECTION 5: FLOW DIAGRAM ──────────────────────────── */
    .flow-grid {
      display: flex;
      align-items: flex-start;
      justify-content: center;
      gap: 0;
      padding: 48px 0;
      position: relative;
    }
    .flow-node {
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      position: relative;
      flex: 1;
      max-width: 240px;
      padding: 0 16px;
    }
    .flow-icon {
      width: 64px;
      height: 64px;
      border-radius: 16px;
      background: var(--blue);
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 16px;
      box-shadow: 0 4px 14px rgba(41,171,226,.2);
      transition: box-shadow .35s var(--ease);
    }
    .flow-icon svg {
      width: 28px;
      height: 28px;
      stroke: #fff;
      fill: none;
      stroke-width: 2;
      stroke-linecap: round;
      stroke-linejoin: round;
      transition: transform .35s cubic-bezier(.22,1,.36,1);
    }
    .flow-node h3 {
      font-family: var(--font-h);
      font-size: 16px;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 8px;
    }
    .flow-node p {
      font-size: 14px;
      color: var(--muted);
      line-height: 1.5;
    }
    /* Connector line between nodes */
    .flow-node:not(:last-child)::after {
      content: '';
      position: absolute;
      top: 32px;
      right: -16px;
      width: 32px;
      height: 2px;
      background: linear-gradient(90deg, var(--blue), rgba(41,171,226,.3));
    }
    /* Step number */
    .flow-step-num {
      font-family: var(--font-h);
      font-size: 12px;
      font-weight: 700;
      color: var(--blue);
      margin-bottom: 8px;
      letter-spacing: 0.05em;
    }
    .flow-tag{
      display: inline-block;
      background: rgba(41,171,226,.08);
      color: var(--blue);
      font-family: var(--font-b);
      font-size: 12px;
      font-weight: 600;
      border-radius: 100px;
      padding: 4px 12px;
      margin-top: 14px;
    }
    .flow-tag-orange{
      background: rgba(249,115,22,.08);
      color: var(--orange);
    }
    .flow-icon-orange {
      background: var(--orange);
      box-shadow: 0 4px 14px rgba(249,115,22,.2);
    }
    .flow-node:hover .flow-icon {
      box-shadow: 0 6px 20px rgba(41,171,226,.35);
    }
    .flow-node:hover .flow-icon-orange {
      box-shadow: 0 6px 20px rgba(249,115,22,.35);
    }
    .flow-node:hover .flow-icon svg {
      transform: scale(1.12);
    }
    @media (max-width: 1024px) {
      .flow-grid {
        flex-direction: column;
        align-items: center;
      }
      .flow-node { max-width: 100%; padding: 16px 0; }
      .flow-node:not(:last-child)::after {
        top: auto; bottom: -8px; right: auto;
        left: 50%; width: 2px; height: 16px;
        transform: translateX(-50%) rotate(90deg);
      }
    }

    /* ── SECTION 6: PROOF ────────────────────────────────── */
    .proof-stats {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 0;
      margin-bottom: 56px;
    }
    .proof-stat {
      text-align: center;
      padding: 32px 20px;
      border-right: 1px solid var(--border);
    }
    .proof-stat:last-child { border-right: none; }
    .proof-stat-val {
      font-family: var(--font-h);
      font-size: 36px;
      font-size: clamp(36px, 4vw, 48px);
      font-weight: 800;
      color: var(--navy);
      margin-bottom: 6px;
    }
    .proof-stat-val .sfx { font-size: 0.65em; }
    .proof-stat-label{
      font-family: var(--font-b);
      font-size: 14px;
      font-weight: 400;
      color: var(--muted);
    }

    /* Coverage strip (replaces old carrier bar) */
    .coverage-strip {
      max-width: 1100px;
      margin: 0 auto 64px;
      text-align: center;
    }
    .coverage-strip-label{
      font-family: var(--font-h);
      font-size: 12px;
      font-weight: 700;
      letter-spacing: .14em;
      text-transform: uppercase;
      color: var(--blue-dark);
      margin-bottom: 28px;
    }
    .coverage-strip-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
    }
    .coverage-strip-item {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 26px 20px 22px;
      box-shadow: 0 4px 14px rgba(7,25,46,.05), 0 12px 36px rgba(7,25,46,.04);
      transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .coverage-strip-item::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 3px;
      background: var(--grad-blue);
      border-radius: 16px 16px 0 0;
    }
    .coverage-strip-item:nth-child(2)::before { background: linear-gradient(90deg, var(--orange), #FBB040); }
    .coverage-strip-item:nth-child(3)::before { background: linear-gradient(90deg, #38B2AC, var(--blue)); }
    .coverage-strip-item:nth-child(4)::before { background: linear-gradient(90deg, #8B5CF6, var(--blue)); }
    .coverage-strip-item:hover {
      transform: translateY(-4px);
      border-color: rgba(41,171,226,.32);
      box-shadow: 0 10px 28px rgba(7,25,46,.10), 0 24px 56px rgba(7,25,46,.06);
    }
    .coverage-strip-icon {
      width: 48px;
      height: 48px;
      margin: 0 auto 14px;
      border-radius: 12px;
      background: rgba(41,171,226,.10);
      display: flex;
      align-items: center;
      justify-content: center;
      color: var(--blue-dark);
    }
    .coverage-strip-item:nth-child(2) .coverage-strip-icon { background: rgba(249,115,22,.10); color: var(--orange); }
    .coverage-strip-item:nth-child(3) .coverage-strip-icon { background: rgba(56,178,172,.10); color: #0F766E; }
    .coverage-strip-item:nth-child(4) .coverage-strip-icon { background: rgba(139,92,246,.10); color: #6D28D9; }
    .coverage-strip-icon svg { width: 22px; height: 22px; }
    .coverage-strip-title {
      font-family: var(--font-h);
      font-size: 16px;
      font-weight: 700;
      color: var(--text);
      margin-bottom: 4px;
    }
    .coverage-strip-sub {
      font-family: var(--font-b);
      font-size: 13px;
      color: var(--muted);
      line-height: 1.5;
    }
    .coverage-strip-foot {
      margin-top: 22px;
      font-family: var(--font-b);
      font-size: 14.5px;
      color: var(--muted);
      max-width: 720px;
      margin-left: auto;
      margin-right: auto;
      line-height: 1.6;
    }
    @media (max-width: 900px) {
      .coverage-strip-grid { grid-template-columns: repeat(2, 1fr); gap: 14px; }
    }
    @media (max-width: 480px) {
      .coverage-strip-grid { grid-template-columns: 1fr; }
    }

    /* Testimonial */
    .testi-card {
      max-width: 800px;
      margin: 0 auto;
      background: rgba(244,248,252,.7);
      backdrop-filter: blur(20px);
      -webkit-backdrop-filter: blur(20px);
      border: 1px solid var(--border);
      border-radius: 24px;
      padding: 48px 56px;
      box-shadow: var(--glass-shadow);
      position: relative;
    }
    .testi-mark {
      font-family: var(--font-h);
      font-size: 64px;
      font-weight: 800;
      color: var(--blue);
      opacity: .3;
      line-height: 1;
      margin-bottom: -10px;
    }
    .testi-quote {
      font-family: var(--font-b);
      font-size: 18px;
      font-weight: 400;
      font-style: italic;
      color: var(--navy);
      line-height: 1.7;
      margin-bottom: 24px;
    }
    .testi-attr {
      display: flex;
      align-items: center;
      gap: 14px;
    }
    .testi-avatar {
      width: 56px;
      height: 56px;
      border-radius: 50%;
      border: 2px solid var(--blue);
      background: var(--off);
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: var(--font-h);
      font-size: 20px;
      font-weight: 700;
      color: var(--blue);
      flex-shrink: 0;
    }
    .testi-name {
      font-family: var(--font-b);
      font-size: 15px;
      font-weight: 600;
      color: var(--navy);
    }
    .testi-title {
      font-family: var(--font-b);
      font-size: 14px;
      color: var(--muted);
    }
    .testi-headshot {
      width: 56px; height: 56px; border-radius: 50%;
      object-fit: cover; flex-shrink: 0;
      border: 2px solid var(--blue);
    }
    .testi-metric-badge{
      display: inline-block;
      background: linear-gradient(135deg, rgba(41,171,226,.10), rgba(23,121,184,.08));
      border: 1px solid rgba(41,171,226,.18);
      border-radius: 10px; padding: 8px 16px;
      font-family: var(--font-h); font-size: 13px; font-weight: 700;
      color: var(--blue-dark); margin-bottom: 16px;
    }

    /* ── SECTION 7: FINAL CTA ────────────────────────────── */
    .cta-final {
      padding: 80px 32px;
      text-align: center;
      position: relative;
      z-index: 2;
    }
    .cta-final h2 {
      font-family: var(--font-h);
      font-size: 28px;
      font-size: clamp(28px, 3.5vw, 36px);
      font-weight: 800;
      color: #fff;
      margin-bottom: 20px;
      letter-spacing: -0.5px;
    }
    .cta-final-sub {
      font-family: var(--font-b);
      font-size: 18px;
      color: rgba(255,255,255,.7);
      max-width: 560px;
      margin: 0 auto 36px;
      line-height: 1.65;
    }
    .cta-btns {
      display: flex;
      gap: 14px;
      justify-content: center;
      flex-wrap: wrap;
      margin-bottom: 24px;
    }
    .btn-orange {
      font-family: var(--font-b); font-size: 16px; font-weight: 700;
      color: #fff; background: var(--orange);
      padding: 18px 36px; border-radius: 12px; text-decoration: none;
      transition: all .2s var(--ease); min-height: 52px;
      display: inline-flex; align-items: center; gap: 8px; cursor: pointer; border: none;
      box-shadow: 0 4px 14px rgba(249,115,22,.18);
    }
    .btn-orange:hover { background: #EA6C10; transform: translateY(-2px); box-shadow: 0 6px 20px rgba(249,115,22,.35); }
    .cta-trust-line {
      font-family: var(--font-b);
      font-size: 14px;
      color: rgba(255,255,255,.74);
    }

    /* ── FOOTER ──────────────────────────────────────────── */
    footer { background: #040E1A; padding: 64px 32px 32px; color: rgba(255,255,255,.72); }
    .ft { max-width: 1200px; margin: 0 auto; }
    .ft-top { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
    .ft-logo img { height: 36px; width: auto; display: block; margin-bottom: 14px; }
    .ft-tagline{ font-family: var(--font-b); font-size: 13.5px; color: rgba(255,255,255,.30); line-height: 1.65; margin-bottom: 20px; }
    .ft-phone {
      display: inline-flex; align-items: center; gap: 7px;
      font-family: var(--font-b); font-size: 14.5px; font-weight: 700;
      color: var(--blue); text-decoration: none; transition: color .15s;
    }
    .ft-phone:hover { color: #7DD4F5; }
    .ft-col h3 {
      font-family: var(--font-b); font-size: 11px; font-weight: 700;
      letter-spacing: 1.4px; text-transform: uppercase;
      color: rgba(255,255,255,.70); margin-bottom: 16px;
    }
    .ft-col a {
      display: block; font-family: var(--font-b); font-size: 14px;
      color: rgba(255,255,255,.88); text-decoration: none;
      margin-bottom: 10px; transition: color .15s;
    }
    .ft-col a:hover { color: #fff; }
    .ft-bottom {
      border-top: 1px solid rgba(255,255,255,.06);
      padding-top: 28px; display: flex;
      justify-content: space-between; align-items: center;
      flex-wrap: wrap; gap: 12px;
      font-family: var(--font-b); font-size: 12.5px;
    }
    .ft-legal { display: flex; gap: 20px; }
    .ft-legal a { color: rgba(255,255,255,.26); text-decoration: none; transition: color .15s; }
    .ft-legal a:hover { color: #fff; }

    /* ── ENHANCEMENT KEYFRAMES ────────────────────────────── */
    @keyframes pulse-icon {
      0%, 100% { transform: scale(1); }
      50% { transform: scale(1.12); }
    }
    @keyframes shimmer-slide {
      0% { transform: translateX(-100%) skewX(-15deg); }
      100% { transform: translateX(200%) skewX(-15deg); }
    }
    @keyframes glow-pulse {
      0%, 100% { opacity: .6; }
      50% { opacity: 1; }
    }
    @keyframes draw-line {
      0% { width: 0; }
      100% { width: 100%; }
    }
    @keyframes check-pop {
      0% { transform: scale(0) rotate(-45deg); opacity: 0; }
      60% { transform: scale(1.2) rotate(0deg); opacity: 1; }
      100% { transform: scale(1) rotate(0deg); opacity: 1; }
    }
    @keyframes slide-in-right {
      from { opacity: 0; transform: translateX(40px); }
      to { opacity: 1; transform: translateX(0); }
    }
    @keyframes counter-glow {
      0%, 100% { text-shadow: 0 0 20px rgba(41,171,226,.0); }
      50% { text-shadow: 0 0 30px rgba(41,171,226,.25); }
    }
    @keyframes fade-border-fill {
      from { height: 0; }
      to { height: 100%; }
    }

    /* ── PAIN CARDS ENHANCEMENTS ─────────────────────────── */
    .pain-card {
      position: relative;
      overflow: hidden;
    }
    .pain-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 4px;
      border-radius: 20px 20px 0 0;
    }
    .pain-card:nth-child(1)::before { background: linear-gradient(90deg, #F59E0B, #F97316); }
    .pain-card:nth-child(2)::before { background: linear-gradient(90deg, #29ABE2, #1779B8); }
    .pain-card:nth-child(3)::before { background: linear-gradient(90deg, #07192E, #0D2B45); }
    .pain-card.revealed .pain-icon {
      animation: pulse-icon 2s var(--ease) .5s 1;
    }

    /* ── TIER GRID ENHANCEMENTS ──────────────────────────── */
    .tier1-card {
      position: relative;
      overflow: hidden;
    }
    /* Glass shimmer effect on hover */
    .tier1-card::after {
      content: '';
      position: absolute;
      top: 0; left: 0;
      width: 60%;
      height: 100%;
      background: linear-gradient(90deg, transparent 0%, rgba(255,255,255,.08) 40%, rgba(255,255,255,.2) 50%, rgba(255,255,255,.08) 60%, transparent 100%);
      transform: translateX(-100%) skewX(-15deg);
      pointer-events: none;
      z-index: 2;
    }
    .tier1-card:hover::after {
      animation: shimmer-slide .9s var(--ease) forwards;
    }
    /* Subtle gradient backgrounds */
    .tier1-blue { background: linear-gradient(160deg, #fff 0%, rgba(41,171,226,.03) 100%); }
    .tier1-navy { background: linear-gradient(160deg, #fff 0%, rgba(7,25,46,.03) 100%); }
    .tier1-orange { background: linear-gradient(160deg, #fff 0%, rgba(249,115,22,.03) 100%); }
    /* "CORE" badge on tier 1 cards */
    .tier1-badge {
      position: absolute;
      top: 16px;
      right: 16px;
      font-family: var(--font-b);
      font-size: 10px;
      font-weight: 700;
      letter-spacing: 1px;
      text-transform: uppercase;
      padding: 4px 10px;
      border-radius: 6px;
      z-index: 3;
    }
    .tier1-badge-blue{ background: rgba(41,171,226,.10); color: var(--blue); }
    .coverage-strip-item:nth-child(2) .coverage-strip-icon{ background: rgba(249,115,22,.10); color: var(--orange); }
    .tier1-badge-navy{ background: rgba(7,25,46,.08); color: var(--navy); }

    /* ── DIFFERENTIATOR ENHANCEMENTS ─────────────────────── */
    .diff-left {
      position: relative;
    }
    .diff-left::before {
      content: '';
      position: absolute;
      left: -24px;
      top: 0;
      bottom: 0;
      width: 3px;
      background: linear-gradient(180deg, var(--blue) 0%, var(--orange) 50%, var(--navy) 100%);
      border-radius: 3px;
      opacity: .5;
    }
    .diff-card.revealed {
      animation: slide-in-right .6s var(--ease) backwards;
    }
    .diff-card.revealed.reveal-d1 { animation-delay: .1s; }
    .diff-card.revealed.reveal-d2 { animation-delay: .2s; }
    .diff-card.revealed.reveal-d3 { animation-delay: .3s; }
    .diff-card.revealed.reveal-d4 { animation-delay: .4s; }

    /* ── TIMELINE ENHANCEMENTS ───────────────────────────── */
    .tl-num {
      background: var(--blue);
      position: relative;
      z-index: 2;
    }
    /* (Old timeline enhanced CSS removed -- replaced by flow diagram) */

    /* ── STATS SECTION ENHANCEMENTS ──────────────────────── */
    .proof-stat-val {
      background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
      position: relative;
    }
    .proof-stat-val .sfx {
      background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }
    .proof-stat {
      position: relative;
    }
    .proof-stat::before {
      content: '';
      position: absolute;
      top: 50%;
      left: 50%;
      transform: translate(-50%, -60%);
      width: 80px;
      height: 80px;
      border-radius: 50%;
      background: radial-gradient(circle, rgba(41,171,226,.08) 0%, transparent 70%);
      pointer-events: none;
      animation: glow-pulse 3s ease-in-out infinite;
    }

    /* Carrier bar fade edges (section 6) */
    .carrier-bar-logos {
      position: relative;
      -webkit-mask-image: linear-gradient(90deg, transparent 0%, #000 8%, #000 92%, transparent 100%);
      mask-image: linear-gradient(90deg, transparent 0%, #000 8%, #000 92%, transparent 100%);
    }

    /* ── SCROLL REVEAL ───────────────────────────────────── */
    .reveal {
      opacity: 0; transform: translateY(28px);
      transition: opacity .65s var(--ease), transform .65s var(--ease);
    }
    .reveal.revealed { opacity: 1; transform: translateY(0); }
    /* Hero content always visible */
    .ben-hero .reveal { opacity: 1; transform: translateY(0); }
    .reveal-d1 { transition-delay: .08s; }
    .reveal-d2 { transition-delay: .18s; }
    .reveal-d3 { transition-delay: .28s; }
    .reveal-d4 { transition-delay: .38s; }
    .reveal-d5 { transition-delay: .48s; }

    /* ── YOUR TEAM SECTION ─────────────────────────── */
    .svc-advisor-sec { background: var(--off); }
    .svc-advisor-sec .eyebrow {
      font-family: var(--font-b); font-size: 11px; font-weight: 700;
      letter-spacing: 1.5px; text-transform: uppercase; color: var(--blue-dark);
      margin-bottom: 10px;
    }
    .svc-advisor-sec .sec-h2 {
      font-family: var(--font-h); font-size: clamp(24px, 3.2vw, 36px);
      font-weight: 800; color: var(--navy); letter-spacing: -.6px; line-height: 1.2;
    }
    .sec-960 {
      max-width: 960px; margin: 0 auto; padding: 0 32px;
    }
    .svc-adv-layout { display: grid; grid-template-columns: 45fr 55fr; gap: 56px; align-items: center; }
        .svc-adv-photo-wrap { display: flex; justify-content: center; position: relative; }
    .svc-adv-photo-bg { display: none; }
    .svc-adv-photo { width: 100%; max-width: 360px; min-height: 380px; border-radius: 20px; background: #fff; border: 1px solid var(--border); box-shadow: 0 4px 14px rgba(7,25,46,.05), 0 24px 64px rgba(7,25,46,.10); display: flex; flex-direction: column; padding: 28px 26px 24px; position: relative; overflow: hidden; }
    .svc-adv-photo::before { content:''; position:absolute; top:0; left:0; right:0; height:4px; background: linear-gradient(90deg, var(--blue) 0%, var(--blue-dark) 100%); }
    .svc-adv-photo svg { display:none; }
    .adv-card-header { display:flex; align-items:center; gap:14px; margin-bottom:20px; }
    .adv-card-avatar { width:56px; height:56px; border-radius:50%; background:linear-gradient(135deg,var(--blue) 0%,var(--blue-dark) 100%); color:#fff; display:flex; align-items:center; justify-content:center; font-family:var(--font-h); font-size:22px; font-weight:800; flex-shrink:0; }
    .adv-card-name { font-family:var(--font-h); font-size:17px; font-weight:700; color:var(--text); margin:0; line-height:1.2; }
    .adv-card-role { font-family:var(--font-b); font-size:13px; color:var(--muted); margin-top:3px; }
    .adv-card-status { display:inline-flex; align-items:center; gap:6px; padding:5px 11px; border-radius:999px; background:rgba(34,197,94,.12); color:#15803D; font-family:var(--font-h); font-size:11px; font-weight:700; letter-spacing:.06em; text-transform:uppercase; margin-bottom:18px; align-self:flex-start; border:1px solid rgba(34,197,94,.28); }
    .adv-card-status::before { content:''; width:7px; height:7px; border-radius:50%; background:#22C55E; box-shadow:0 0 0 3px rgba(34,197,94,.18); }
    .adv-card-stats { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-bottom:18px; }
    .adv-card-stat { background:var(--off); border:1px solid var(--border); border-radius:10px; padding:12px 14px; }
    .adv-card-stat-label{ font-family:var(--font-b); font-size:10px; font-weight:700; letter-spacing:.10em; text-transform:uppercase; color:var(--muted); }
    .adv-card-stat-value{ font-family:var(--font-h); font-size:18px; font-weight:800; color:var(--text); margin-top:2px; line-height:1.1; }
    .adv-card-tags{ display:flex; flex-wrap:wrap; gap:6px; margin-top:auto; padding-top:16px; border-top:1px solid var(--border); }
    .adv-card-tag{ font-family:var(--font-b); font-size:11px; font-weight:600; color:var(--blue-dark); background:rgba(41,171,226,.10); border:1px solid rgba(41,171,226,.22); border-radius:999px; padding:4px 10px; }
    .svc-adv-text h2 { margin-bottom: 24px; }
    .svc-adv-text p { font-family: var(--font-b); font-size: 1rem; font-weight: 400; color: var(--text); line-height: 1.75; margin-bottom: 16px; }
    .svc-adv-pullquote { font-family: var(--font-h); font-weight: 600; font-size: 1.25rem; color: var(--navy); line-height: 1.45; padding-left: 20px; border-left: 3px solid var(--orange); margin: 24px 0; }
    .svc-adv-micro { display: flex; flex-wrap: wrap; gap: 20px; margin-top: 28px; }
    .svc-adv-micro-item { display: flex; align-items: center; gap: 8px; font-family: var(--font-b); font-size: 0.875rem; font-weight: 500; color: var(--navy); }
    .svc-adv-micro-item svg { width: 18px; height: 18px; stroke: var(--green); fill: none; stroke-width: 2.5; flex-shrink: 0; }
    .svc-adv-cta { margin-top: 32px; display: flex; flex-direction: column; gap: 12px; }
    .svc-adv-cta .btn-orange-solid {
      display: inline-flex; align-items: center; gap: 8px;
      background: var(--orange); color: #fff; border: none; border-radius: 10px;
      padding: 14px 28px; font-family: var(--font-b); font-size: 15px; font-weight: 700;
      text-decoration: none; cursor: pointer; width: fit-content;
      transition: background .2s, transform .2s;
    }
    .svc-adv-cta .btn-orange-solid:hover { background: #EA580C; transform: translateY(-2px); }
    .svc-adv-team-link {
      font-family: var(--font-b); font-size: 13px; font-weight: 600;
      color: var(--blue); text-decoration: none; display: inline-flex; align-items: center; gap: 4px;
    }
    .svc-adv-team-link:hover { color: var(--blue-dark); text-decoration: underline; }

    /* ── RESPONSIVE ──────────────────────────────────────── */
    @media (max-width: 1100px) {
      .ben-hero-inner { grid-template-columns: 1fr; }
      .ben-hero { padding: 64px 32px 48px; }
      .carrier-strip-hero { max-width: 480px; margin: 0 auto; }
      .diff-layout { grid-template-columns: 1fr; gap: 40px; }
      .diff-left { position: static; }
      .diff-left::before { display: none; }
      .tier2-grid { grid-template-columns: repeat(2, 1fr); }
      .tier3-grid { grid-template-columns: 1fr; }
    }

    @media (max-width: 1024px) {
      nav { display: none; }
      .btn-nav-ghost { display: none; }
      .ham { display: flex; }
      .mob-overlay { display: block; }
      .sec { padding: 72px 24px; }
      .ben-hero { padding: 56px 24px 40px; }
      .ben-hero-sub { font-size: 17px; }
      .ben-hero-ctas { flex-direction: column; align-items: stretch; }
      .btn-blue, .btn-secondary, .btn-ghost-white, .btn-ghost { width: 100%; justify-content: center; }
      .hero-trust { flex-direction: column; gap: 16px; }
      .hero-trust-pod { padding: 0; border-right: none; border-bottom: 1px solid rgba(255,255,255,.08); padding-bottom: 12px; }
      .hero-trust-pod:last-child { border-bottom: none; padding-bottom: 0; }
      .carrier-logos { gap: 16px; }
      .pain-grid { grid-template-columns: 1fr; }
      .pain-card { padding: 32px 24px; }
      .tier1-grid { grid-template-columns: 1fr; }
      .tier2-grid { grid-template-columns: 1fr; }
      .tier3-grid { grid-template-columns: 1fr; }
      /* Flow diagram handled by its own @media block */
      .proof-stats { grid-template-columns: repeat(2, 1fr); }
      .proof-stat:nth-child(2) { border-right: none; }
      .proof-stat:nth-child(1), .proof-stat:nth-child(2) { border-bottom: 1px solid var(--border); }
      .testi-card { padding: 32px 24px; }
      .testi-mark { font-size: 48px; }
      .cta-final { padding: 56px 24px; }
      .cta-btns { flex-direction: column; align-items: stretch; }
      .btn-orange, .btn-ghost-white, .btn-ghost { width: 100%; justify-content: center; }
      .ft-top { grid-template-columns: 1fr 1fr 1fr; gap: 32px; }
      .diff-quote { font-size: 16px; }
      .svc-adv-layout { grid-template-columns: 1fr; gap: 32px; text-align: center; }
      .svc-adv-photo-wrap { order: -1; }
      .svc-adv-pullquote { text-align: left; }
      .svc-adv-micro { justify-content: center; }
      .svc-adv-cta { align-items: center; }
    }

    @media (max-width: 480px) {
      .ft-top { grid-template-columns: 1fr; }
      .proof-stats { grid-template-columns: 1fr 1fr; }
      .carrier-bar-logos { gap: 24px; }
    }

    /* WP/Elementor link color override */
    a.btn-blue, a.btn-secondary, .btn-blue, .btn-secondary { color: #fff !important; text-decoration: none !important; }
    a.btn-orange, .btn-orange { color: #fff !important; text-decoration: none !important; }
    a.btn-ghost-white, a.btn-ghost, .btn-ghost-white, .btn-ghost { color: #fff !important; text-decoration: none !important; }
    a.btn-nav-primary { color: #fff !important; text-decoration: none !important; }

    /* ── 21ST.DEV TEXT CYCLE ─────────────────────────────── */
    .hero-cycle-wrap {
      display: inline-block;
      position: relative;
      min-width: 200px;
      text-align: left;
      overflow: hidden;
      vertical-align: bottom;
    }
    .hero-cycle-word {
      display: inline-block;
      white-space: nowrap;
      background: linear-gradient(90deg, #F97316 0%, #9333EA 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }
    .hero-cycle-word.cycle-exit {
      animation: heroCycleOut .35s cubic-bezier(.4, 0, .2, 1) forwards;
    }
    .hero-cycle-word.cycle-enter {
      animation: heroCycleIn .45s cubic-bezier(.16, 1, .3, 1) forwards;
    }
    @keyframes heroCycleOut {
      0%   { opacity: 1; filter: blur(0px); transform: translateY(0) scale(1); }
      100% { opacity: 0; filter: blur(12px); transform: translateY(18px) scale(0.95); }
    }
    @keyframes heroCycleIn {
      0%   { opacity: 0; filter: blur(12px); transform: translateY(-18px) scale(0.95); }
      100% { opacity: 1; filter: blur(0px); transform: translateY(0) scale(1); }
    }
    @media (prefers-reduced-motion: reduce) {
      .hero-cycle-word.cycle-exit,
      .hero-cycle-word.cycle-enter {
        animation: none !important;
        opacity: 1 !important;
        filter: none !important;
        transform: none !important;
      }
    }

    /* ── Phase 3.3: Mobile shadow reduction ──────────── */
    @media (max-width: 1024px) {
      :root {
        --glass-shadow: 0 2px 8px rgba(7,25,46,.04), 0 4px 16px rgba(7,25,46,.03);
        --shadow-md: 0 2px 12px rgba(7,25,46,.06);
        --shadow-sm: 0 1px 6px rgba(7,25,46,.04);
      }
    }

    /* ── Phase 3.4: CTA button press-state ───────────── */
    .btn-orange:active,
    .btn-nav-primary:active {
      transform: scale(0.97) translateY(1px);
      transition: transform 0.1s ease;
    }

    /* ── Phase 3.6: Nav link underline — removed, conflicts with .nav-underline system ──── */

    /* ── Phase 3.7: Footer gradient transition ───────── */
    footer { position: relative; }
    footer::before {
      content: '';
      position: absolute;
      top: -120px; left: 0; right: 0;
      height: 120px;
      background: linear-gradient(180deg, transparent 0%, #040E1A 100%);
      pointer-events: none;
    }
  
    /* -- CALLBACK WIDGET -- */
    .callback-widget {
      position: fixed; bottom: 24px; right: 24px; z-index: 500;
    }
    .callback-trigger {
      width: 56px; height: 56px; border-radius: 50%;
      background: var(--orange);
      border: none; cursor: pointer;
      display: flex; align-items: center; justify-content: center;
      box-shadow: 0 4px 14px rgba(249,115,22,.3);
      transition: transform 0.2s ease, box-shadow 0.2s ease;
    }
    .callback-trigger:hover {
      transform: scale(1.08);
      box-shadow: 0 6px 20px rgba(249,115,22,.4);
    }
    .callback-trigger svg { width: 24px; height: 24px; stroke: #fff; fill: none; }
    .callback-panel {
      display: none; position: absolute; bottom: 70px; right: 0;
      width: 320px; background: #fff; border-radius: 16px;
      box-shadow: 0 12px 40px rgba(7,25,46,.15);
      padding: 24px; transform-origin: bottom right;
    }
    .callback-panel.open {
      display: block;
      animation: cbSlideUp 0.3s ease forwards;
    }
    @keyframes cbSlideUp {
      from { opacity: 0; transform: translateY(10px) scale(0.95); }
      to { opacity: 1; transform: translateY(0) scale(1); }
    }
    .callback-panel h3 {
      font-family: var(--font-h); font-size: 18px; font-weight: 700;
      color: var(--navy); margin-bottom: 4px;
    }
    .callback-panel p {
      font-size: 14px; color: var(--muted); margin-bottom: 16px;
    }
    .callback-panel input {
      width: 100%; padding: 12px 16px; border: 1.5px solid var(--border);
      border-radius: 10px; font-size: 15px; margin-bottom: 12px;
      font-family: var(--font-b);
    }
    .callback-panel input:focus {
      border-color: var(--blue);
      box-shadow: 0 0 0 3px rgba(41,171,226,.15);
      outline: none;
    }
    .callback-submit {
      width: 100%; padding: 12px; border: none; border-radius: 10px;
      background: var(--orange); color: #fff; font-weight: 600;
      font-size: 15px; cursor: pointer;
      box-shadow: 0 4px 14px rgba(249,115,22,.18);
    }
    .callback-success { text-align: center; padding: 20px 0; }
    .callback-success svg { width: 48px; height: 48px; stroke: #10B981; margin-bottom: 12px; }
    /* ── MOBILE STICKY CTA BAR ─────────────────────────── */
    .mob-sticky-cta {
      display: none;
      position: fixed; bottom: 0; left: 0; right: 0;
      z-index: 400;
      background: rgba(255,255,255,.95);
      backdrop-filter: blur(20px);
      -webkit-backdrop-filter: blur(20px);
      border-top: 1px solid var(--border);
      padding: 12px 16px;
      box-shadow: 0 -4px 20px rgba(7,25,46,.08);
    }
    @media (max-width: 1024px) {
      .mob-sticky-cta { display: flex; gap: 10px; align-items: center; }
      body { padding-bottom: 72px; }
    }
    .mob-sticky-cta .mob-cta-btn {
      flex: 1; padding: 14px 20px; border-radius: 12px;
      font-family: var(--font-h); font-size: 15px; font-weight: 700;
      text-align: center; text-decoration: none;
      transition: transform 0.15s ease;
    }
    .mob-sticky-cta .mob-cta-btn:active { transform: scale(0.97); }
    .mob-sticky-cta .mob-cta-primary {
      background: var(--orange); color: #fff;
      box-shadow: 0 4px 14px rgba(249,115,22,.18);
    }
    .mob-sticky-cta .mob-cta-secondary {
      background: transparent; color: var(--navy);
      border: 1.5px solid var(--border);
    }

    /* ════════════════════════════════════════════════════
       GOD MODE UX/UI POLISH — BENEFITS PAGE
    ════════════════════════════════════════════════════ */

    /* ── 2. STAT COUNTER ANIMATIONS ───────────────────── */
    @keyframes countUp {
      from { opacity: 0; transform: translateY(8px); }
      to   { opacity: 1; transform: translateY(0); }
    }
    .stat-num {
      display: inline-block;
      animation: countUp 0.6s var(--ease) both;
    }
    .proof-stat:nth-child(1) .stat-num { animation-delay: 0.0s; }
    .proof-stat:nth-child(2) .stat-num { animation-delay: 0.12s; }
    .proof-stat:nth-child(3) .stat-num { animation-delay: 0.24s; }
    .proof-stat:nth-child(4) .stat-num { animation-delay: 0.36s; }

    /* ── 3. FEATURE CARD HOVER ──────────────────────────── */
    .diff-card {
      transition: transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.3s var(--ease), border-left-color 0.2s ease;
    }
    .diff-card:hover {
      transform: translateY(-4px);
      box-shadow: var(--glass-shadow-hover), 0 12px 32px rgba(41,171,226,.15);
    }


    /* ── 5. CTA BUTTON SHIMMER SWEEP ───────────────────────
       .btn-blue / .btn-secondary shimmer now in buttons-v2.css (sitewide).
       Kept .iq-submit since it isn't covered there. --- */
    .iq-submit {
      position: relative;
      overflow: hidden;
    }
    .iq-submit::after {
      content: '';
      position: absolute;
      top: 0; left: -100%;
      width: 60%; height: 100%;
      background: linear-gradient(90deg, transparent, rgba(255,255,255,.25), transparent);
      transition: left 0.5s ease;
      pointer-events: none;
    }
    .iq-submit:hover::after {
      left: 150%;
    }

    /* ── 6. SECTION GRADIENT TRANSITIONS — removed, caused sections to bleed together ──── */

    /* ── 7. CARRIER LOGO GRAYSCALE ─────────────────────── */
    .carrier-logos-track img {
      filter: grayscale(0.4) opacity(0.7);
      transition: filter 0.2s ease;
    }
    .carrier-logos-track img:hover {
      filter: none;
    }

    /* ── 8. MOBILE RESPONSIVE ENHANCEMENTS — removed, duplicates base responsive block ──── */

    /* ── 9. FLOW-NODE STAGGERED FADE-IN ────────────────── */
    .flow-node {
      opacity: 1;
      transition: opacity 0.4s ease, transform 0.4s ease;
    }
    .flow-grid:not(.revealed) .flow-node {
      opacity: 0;
      transform: translateX(-8px);
    }
    .flow-grid.revealed .flow-node {
      opacity: 1;
      transform: translateX(0);
    }
    .flow-grid.revealed .flow-node:nth-child(1) { transition-delay: 0.05s; }
    .flow-grid.revealed .flow-node:nth-child(2) { transition-delay: 0.15s; }
    .flow-grid.revealed .flow-node:nth-child(3) { transition-delay: 0.25s; }
    .flow-grid.revealed .flow-node:nth-child(4) { transition-delay: 0.35s; }
  /*callback-widget-mobile-hide-v1*/
@media (max-width: 767px) {
  .callback-widget { display: none !important; }
  .mob-sticky-cta { display: flex !important; }
}
/* reduced-motion-v1 */
@media (prefers-reduced-motion: reduce){*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important;}}
/* mobile-qa-v1 */
@media (max-width: 767px) {
  .btn, button, .btn-primary, .btn-secondary, .btn-outline, .cta, [class*="btn-"], a.button, input[type="submit"], input[type="button"] {
    min-height: 44px !important;
    min-width: 44px !important;
    padding: 12px 18px !important;
  }
  p, li, td, th, label, input, select, textarea, {
    font-size: max(14px, 1em) !important;
  }
  body, main, section, div, table, .container, .wrap, [class*="-wrap"], [class*="-grid"] {
    max-width: 100% !important;
  }
  img, video, iframe, svg { max-width: 100% !important; height: auto; }
  table { display: block; overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .mob-drawer, [class*="drawer"], .nav-drawer { width: 88vw !important; max-width: 320px !important; }
  html { overflow-x: hidden !important; }
}
@media (max-width: 359px) {
  .mob-drawer, [class*="drawer"], .nav-drawer { width: 96vw !important; max-width: 100vw !important; }
}
/* scroll-margin-anchor-v2 */
[id], section[id], h1[id], h2[id], h3[id], h4[id] { scroll-margin-top: 130px; }

/* faq-q text override (markup has text directly in button, no span) — applies to .faq-item children */
.faq-item{background:#fff}
.faq-q{font-family:var(--font-b)!important;font-size:15.5px!important;font-weight:600!important;color:var(--navy)!important;background:#fff!important;line-height:1.45;gap:14px;width:100%;border:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;padding:18px 24px;text-align:left;transition:background .15s}
.faq-q:hover{background:var(--off)!important}
.faq-q svg{width:18px;height:18px;flex-shrink:0;stroke:var(--blue-dark);fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round;transition:transform .25s var(--ease)}
.faq-item.open .faq-q svg{transform:rotate(180deg)}
.faq-item.open .faq-a{max-height:600px}
.faq-a-inner{padding:0 24px 22px;font-family:var(--font-b);font-size:15px;line-height:1.65;color:var(--muted)}
.faq-a-inner a{color:var(--blue-dark);text-decoration:underline}

    /* ZAYZOON-CALLOUT-v1 */
    /* ZayZoon on-demand pay callout — injected into 6 hourly-heavy
       industry verticals. Dark navy section with teal/violet accent,
       glass card, stat strip, feature list, and gradient CTA. */
    .zz-callout-sec {
      background: transparent;
      color: #fff;
      padding: 64px 32px;
      position: relative;
      isolation: isolate;
    }
    .zz-callout-sec::before { content: none; }
    .zz-callout-sec::after { content: none; }
    .zz-callout-wrap {
      position: relative; z-index: 1;
      max-width: 1200px; margin: 0 auto;
    }
    .zz-callout-inner {
      background: linear-gradient(180deg, #0D1829 0%, #07192E 100%);
      border: 1px solid rgba(255,255,255,.08);
      border-radius: 16px;
      padding: 56px 56px 52px 64px;
      position: relative;
      overflow: hidden;
      isolation: isolate;
      color: #fff;
      box-shadow: 0 2px 4px rgba(13,24,41,.12), 0 24px 56px -20px rgba(13,24,41,.35), 0 48px 96px -36px rgba(13,24,41,.25);
    }
    .zz-callout-inner::before {
      content: '';
      position: absolute;
      inset: 0;
      z-index: 0;
      pointer-events: none;
      background:
        radial-gradient(ellipse 60% 50% at 20% 30%, rgba(82,196,179,.20) 0%, transparent 65%),
        radial-gradient(ellipse 55% 45% at 85% 70%, rgba(157,90,204,.16) 0%, transparent 65%),
        radial-gradient(ellipse 50% 40% at 50% 100%, rgba(249,115,22,.08) 0%, transparent 65%);
      border-radius: 16px;
    }
    .zz-callout-inner::after {
      content: '';
      position: absolute;
      inset: 0;
      z-index: 0;
      pointer-events: none;
      background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 300 300' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='nzz'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.95' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 1  0 0 0 0 1  0 0 0 0 1  0 0 0 0.45 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23nzz)'/%3E%3C/svg%3E");
      background-size: 240px 240px;
      mix-blend-mode: overlay;
      opacity: .10;
      border-radius: 16px;
    }
    .zz-callout-inner > * { position: relative; z-index: 1; }
    /* Re-add the left-edge accent rule as a pseudo inside the inner card */
    .zz-callout-text {
      position: relative;
      padding-left: 4px;
    }
    .zz-callout-text::before {
      content: '';
      position: absolute;
      left: -32px;
      top: 8px;
      bottom: 8px;
      width: 3px;
      background: linear-gradient(180deg, transparent 0%, #52C4B3 20%, #9D5ACC 80%, transparent 100%);
      border-radius: 0 3px 3px 0;
    }
    .zz-callout-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 16px;
      margin-bottom: 24px;
      flex-wrap: wrap;
    }
    .zz-callout-eyebrow img {
      height: 30px;
      width: auto;
      display: block;
      filter: brightness(0) invert(1);
      opacity: .95;
    }
    .zz-callout-eyebrow span {
      font-family: var(--font-b);
      font-size: 11px;
      font-weight: 700;
      letter-spacing: .14em;
      text-transform: uppercase;
      color: #52C4B3;
      padding-left: 16px;
      border-left: 1px solid rgba(255,255,255,.18);
    }
    .zz-callout-text h2 {
      font-family: var(--font-h);
      font-size: clamp(24px, 3vw, 34px);
      font-weight: 800;
      letter-spacing: -.022em;
      color: #fff;
      line-height: 1.1;
      margin: 0 0 18px;
      max-width: 22ch;
    }
    .zz-callout-text > p {
      font-family: var(--font-b);
      font-size: 16px;
      font-weight: 400;
      color: rgba(255,255,255,.72);
      line-height: 1.65;
      max-width: 62ch;
      margin: 0 0 40px;
    }
    .zz-callout-stats {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 22px 32px;
      margin-bottom: 40px;
      max-width: 720px;
    }
    .zz-stat {
      padding: 12px 0 12px 20px;
      border-left: 2px solid #52C4B3;
    }
    .zz-stat:nth-child(2) { border-left-color: #9D5ACC; }
    .zz-stat:nth-child(3) { border-left-color: #F97316; }
    .zz-stat:nth-child(4) { border-left-color:#1366A0; }
    .zz-stat-num {
      font-family: var(--font-h);
      font-size: 34px;
      font-weight: 800;
      color: #fff;
      line-height: 1;
      margin-bottom: 4px;
      letter-spacing: -.02em;
    }
    .zz-stat-label{
      font-family: var(--font-b);
      font-size: 12px;
      font-weight: 500;
      color: rgba(255,255,255,.6);
      line-height: 1.35;
    }
    .zz-callout-features {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 14px 32px;
      margin-bottom: 36px;
      max-width: 740px;
    }
    .zz-feat {
      display: flex;
      align-items: center;
      gap: 12px;
      font-family: var(--font-b);
      font-size: 14px;
      font-weight: 500;
      color: rgba(255,255,255,.85);
    }
    .zz-feat svg {
      width: 18px; height: 18px;
      stroke: #52C4B3;
      fill: none;
      stroke-width: 2.5;
      flex-shrink: 0;
    }
    .zz-callout-cta {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      padding: 15px 28px;
      background: linear-gradient(135deg, #52C4B3 0%, #9D5ACC 100%);
      color: #fff;
      font-family: var(--font-b);
      font-size: 15px;
      font-weight: 700;
      text-decoration: none;
      border-radius: 10px;
      transition: transform .2s, box-shadow .2s;
      box-shadow: 0 8px 22px rgba(82,196,179,.24);
      letter-spacing: .01em;
    }
    .zz-callout-cta:hover {
      transform: translateY(-2px);
      box-shadow: 0 14px 30px rgba(82,196,179,.34);
    }
    .zz-callout-cta svg {
      width: 16px; height: 16px;
      stroke: currentColor;
      fill: none;
      stroke-width: 2.2;
      stroke-linecap: round;
      stroke-linejoin: round;
    }
    @media (max-width: 720px) {
      .zz-callout-sec { padding: 48px 20px; }
      .zz-callout-inner { padding: 40px 28px 36px 38px; border-radius: 12px; }
      .zz-callout-inner::before, .zz-callout-inner::after { border-radius: 12px; }
      .zz-callout-stats { grid-template-columns: 1fr 1fr; gap: 18px; }
      .zz-callout-features { grid-template-columns: 1fr; }
      .zz-callout-text::before { left: -24px; }
    }
    @media (prefers-reduced-motion: reduce) {
      .zz-callout-cta { transition: none !important; }
    }
    /* END ZAYZOON-CALLOUT-v1 */

    /* ── STRIPE-LEVEL MICRO-INTERACTIONS ──────────────── */

    /* 1. Shimmer Button — canonical .btn-blue / .btn-secondary shimmer
       now in buttons-v2.css (sitewide). */

    /* 2. Border Beam — featured card */
    @@property --bb-angle { syntax: "<angle>"; inherits: false; initial-value: 0deg; }
    .bb-wrap {
      position: relative; border-radius: 14px; padding: 2px;
      background: conic-gradient(from var(--bb-angle), transparent 0%, #29ABE2 10%, #1779B8 30%, transparent 31%);
      animation: bb-spin 3s linear infinite;
    }
    .bb-wrap > * { background: #fff; border-radius: 12px; }
    @keyframes bb-spin { to { --bb-angle: 360deg; } }

    /* 3. Spotlight Hover — benefit cards */
    .spot-card { --mx: 50%; --my: 50%; position: relative; overflow: hidden; }
    .spot-card::after {
      content: ""; position: absolute; inset: 0; opacity: 0;
      transition: opacity .4s; pointer-events: none;
      background: radial-gradient(350px circle at var(--mx) var(--my), rgba(41,171,226,.08), transparent 60%);
    }
    .spot-card:hover::after { opacity: 1; }

    /* 4. Typography scale-up (Stripe range) */
    .ben-hero h1 {
      font-size: clamp(32px, 4vw, 52px) !important;
      letter-spacing: -.025em !important;
    }
    .sec-h2, .sec-head h2 {
      font-size: clamp(26px, 3vw, 36px) !important;
      letter-spacing: -.022em !important;
    }

    /* 5. Gradient text on cycling word */
    .gtxt {
      background: linear-gradient(135deg, #FF6B35, #E8523F, #FF6B35) 0 / 400% 100%;
      -webkit-background-clip: text; background-clip: text; color: transparent;
      -webkit-text-fill-color: transparent;
    }
    @media (prefers-reduced-motion: no-preference) {
      .gtxt { animation: gflow 8s linear infinite; }
    }
    @keyframes gflow { to { background-position: 400% 0; } }

    /* 6. Section rhythm — soft gradient dividers */
    .sec + .sec-off::before,
    .sec-off + .sec::before {
      content: ""; display: block; height: 80px; margin-top: -80px;
      background: linear-gradient(180deg, transparent, rgba(7,25,46,.03) 50%, transparent);
      pointer-events: none;
    }

    /* Reduced motion: disable premium animations */
    @media (prefers-reduced-motion: reduce) {
      .bb-wrap { animation: none !important; background: var(--border) !important; }
      .spot-card::after { display: none !important; }
      .gtxt { animation: none !important; }
    }
    /* ── END STRIPE MICRO-INTERACTIONS ────────────────── */

/* §2 */
on each service page. Safe to ship more than once;
   selectors are scoped so they never collide with other pages. */
:root {
  --svc-sec-py: 96px;
  --svc-sec-py-mobile: 56px;
  --svc-gap: 48px;
  --svc-gap-mobile: 28px;
}

/* Unify the base .sec padding used by service pages. */
main .sec,
main section.sec,
main .svc-section,
main .sec-capabilities,
main .sec-diff,
main .sec-platform,
main .sec-proof,
main .sec-integration,
main .svc-faq,
main .svc-advisor-sec,
main .sec-hero + section,
main .sec-cta {
  padding-top: var(--svc-sec-py);
  padding-bottom: var(--svc-sec-py);
}

/* Tighten the gap between adjacent same-color sections so the page breathes
   at 96/48 cadence instead of 128/64. */
main section + section { margin-top: 0; }

/* Tabular lining figures on every stat number in the service pages. Keeps
   columns aligned and reads like Linear. */
main {
  font-variant-numeric: tabular-nums lining-nums;
  font-feature-settings: "tnum", "lnum", "ss01", "cv11";
  letter-spacing: -.015em;
}

/* H1 prominence — service hero H1 sits at clamp(34, 5vw, 56) across pages,
   but a few broke to 28px on mobile. Force the floor. */
@media (max-width: 560px) {
  main .payroll-hero h1,
  main .benefits-hero h1,
  main .hero h1,
  main .svc-hero h1 {
    font-size: clamp(30px, 7vw, 40px) !important;
    line-height: 1.08 !important;
    letter-spacing: -.022em !important;
  }
  main .payroll-hero,
  main .benefits-hero,
  main .svc-hero {
    padding-top: 72px !important;   /* push H1 above fold on mobile */
    padding-bottom: 40px !important;
    min-height: auto !important;
  }
}

/* Responsive section rhythm on mobile. */
@media (max-width: 720px) {
  main .sec,
  main section.sec,
  main .svc-section,
  main .sec-capabilities,
  main .sec-diff,
  main .sec-platform,
  main .sec-proof,
  main .sec-integration,
  main .svc-faq,
  main .svc-advisor-sec {
    padding-top: var(--svc-sec-py-mobile);
    padding-bottom: var(--svc-sec-py-mobile);
  }
}

/* CTA button consistency — every primary CTA across the 9 pages renders at the
   same height (48px desktop / 44px mobile). Stops the zoo of button heights. */
main a.btn-primary,
main .btn-primary,
main .cta-primary,
main .svc-cta-primary,
main .payroll-hero .cta-primary,
main .benefits-hero .cta-primary {
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 22px;
  font-weight: 600;
  letter-spacing: -.005em;
}
@media (max-width: 560px) {
  main a.btn-primary,
  main .btn-primary,
  main .cta-primary,
  main .svc-cta-primary { min-height: 44px; padding: 0 18px; font-size: 15px; }
}

/* Improve the diff-card spec so the three-card "what makes us different"
   row on every service page matches the golden-v2 restraint: hairline
   border, tighter radius, precise metric type. */
main .sec-diff .diff-card,
main .svc-diff .diff-card {
  border-radius: 14px;
  border: 1px solid rgba(13, 24, 41, .08);
  box-shadow:
    0 1px 0 rgba(255,255,255,.9) inset,
    0 0 0 1px rgba(13,24,41,.02) inset,
    0 6px 24px -8px rgba(13,24,41,.08),
    0 2px 8px -2px rgba(13,24,41,.06);
  background: linear-gradient(180deg, #FFFFFF 0%, #FBFCFD 100%);
}

/* Final touch — heading leading on H2 across service pages.
   Previously rendered at 1.35 which reads blog-y. */
main section h2 {
  line-height: 1.15;
  letter-spacing: -.018em;
}

/* Hide any residual ghost-number DOM that the HTML scrub missed. */
main .ghost-number { display: none !important; }

/* §3 */
@media (max-width: 1024px) {
  .cb-fab, .callback-trigger { bottom: calc(90px + env(safe-area-inset-bottom, 0px)) !important; }
  .cb-panel, .callback-panel { bottom: calc(160px + env(safe-area-inset-bottom, 0px)) !important; width: min(320px, 90vw) !important; }
  body { padding-bottom: calc(70px + env(safe-area-inset-bottom, 0px)); }
  .mob-sticky-cta { padding-bottom: env(safe-area-inset-bottom, 0px); }
}

/* ─────────────────────────────────────────────────────────────────────
   HERO TRIM (2026-04-21 wave-3-followup)
   Goal: .ben-hero-panel 371px → ~340px, Linear-standard hero compaction.
   Strategy: tighten head + foot + per-row padding without touching the
   5-row + footer structure. Scoped to body.employee-benefits.
   ───────────────────────────────────────────────────────────────────── */
body.employee-benefits .ben-hero-panel-head {
  padding: 13px 22px 11px;
}
body.employee-benefits .ben-hero-panel-row {
  padding: 9px 0;
}
body.employee-benefits .ben-hero-panel-foot {
  padding: 11px 22px 13px;
}

/* ─────────────────────────────────────────────────────────────────────
   NATIONAL CARRIERS MARQUEE (.benc-*)
   Ported from shadcn/Tailwind Marquee (React) — see
   resources/views/partials/benefits-carriers-marquee.blade.php
   Preserves the React component's API surface: --benc-duration,
   --benc-fade, pause-on-hover, seamless loop via duplicated children.
   ───────────────────────────────────────────────────────────────────── */
.benc {
  background: #EEF3F8;
  border-top: 1px solid rgba(13,24,41,.06);
  border-bottom: 1px solid rgba(13,24,41,.06);
  padding: 28px 0;
}
.benc-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.benc-eyebrow {
  font-family: var(--font-h, 'Poppins'), sans-serif;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: #6B7280;
  text-align: center;
  margin: 0 0 14px;
}
.benc-marquee {
  overflow: hidden;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, black var(--benc-fade), black calc(100% - var(--benc-fade)), transparent 100%);
  mask-image: linear-gradient(to right, transparent 0%, black var(--benc-fade), black calc(100% - var(--benc-fade)), transparent 100%);
}
.benc-track {
  display: flex;
  align-items: center;
  width: max-content;
  animation: bencScroll var(--benc-duration) linear infinite;
  will-change: transform;
}
.benc-track:hover { animation-play-state: paused; }
.benc-item {
  font-family: var(--font-b, 'Inter'), sans-serif;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: .01em;
  color: #5B6373;
  white-space: nowrap;
  padding: 0 14px;
}
.benc-item strong { color: #0D1829; font-weight: 700; }
.benc-dot {
  flex: 0 0 4px;
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: rgba(13,24,41,.18);
}
@keyframes bencScroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
@media (prefers-reduced-motion: reduce) {
  .benc-track { animation: none; transform: none; }
  .benc-marquee { -webkit-mask-image: none; mask-image: none; overflow-x: auto; }
}
@media (max-width: 640px) {
  .benc { padding: 22px 0; }
  .benc-item { font-size: 12px; padding: 0 11px; }
  .benc-dot { flex-basis: 3px; width: 3px; height: 3px; }
}

/* ── MOBILE OPTIMISATION (390px / max-width: 767.98px) ──────────────────── */
/* benc-item: raise 12px → 14px so carrier/service labels meet minimum
   legible text size on mobile. strong inside benc-item inherits the fix. */
@media (max-width: 767.98px) {
  .benc-item {
    font-size: 14px;
  }
}